374 Mill St, Lancaster, MA 01523 Property Records

Worcester County and Lancaster Town property record for 374 Mill St, Lancaster, MA 01523

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,040 sqft · built 1969
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on File
Last Sale$476,000 (Sep 2025)
Tax Bill$5,730 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNLANC M:042.0 B:0000 L:0127.0

Property Details

APN / Parcel Number

Primary APNLANC M:042.0 B:0000 L:0127.0

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1986
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,216 sqft (0.51 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address374 MILL ST
CityLANCASTER
StateMA
Zip01523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number127.0
JurisdictionLANCASTER MA
Township / Civil DivisionLANCASTER
Census Block Group1
Census Block1036
Census Tract713100

Owner

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address374 MILL ST, LANCASTER, MA 01523
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 10, 2025 · Amount on Record
Deed SaleSep 10, 2025 · Amount on Record
Prior SaleMar 12, 2007
Deed Document Number202577255
Deed Book / Page72515 / 163
Record UpdatedSep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLANCASTER MA
Recording DateSep 10, 2025
Property Address374 MILL ST, LANCASTER, MA 01523
Document Number072515-163
Book / Page72515 / 163
Instrument DateSep 10, 2025
Instrument77255
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address374 MILL ST, LANCASTER, MA 01523

Mortgage

Document Number0000077256
DateSep 10, 2025
Instrument77256
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Worcester County and Lancaster Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionLancaster Town
Unified School DistrictNashoba School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,730.00 (+7.52%)$354,600 (+14.39%) Land $108,900 Building $245,700$404,605 (+25.78%)
2024$321,670
2023$5,329.00$310,000 Land $92,100 Building $217,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims27 (1978–2010)
Claims Outside the SFHA4 of 27
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 4 claims
  • Severe Storms & Flooding, Apr 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLANCASTER WATER DEPARTMENT
serves 6,000 people · EPA ID MA2147000
Water SourceGroundwater
Last State InspectionMar 2026
Lead17 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mill St

Nearby Streets

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