Worcester County and Lancaster Town property record for 348 Mill St, Lancaster, MA 01523 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,223 sqft · built 1950 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,000 (Nov 2016) |
| Tax Bill | $6,590 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Oct 2017 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | LANC M:042.0 B:0000 L:0129.0 |
| Primary APN | LANC M:042.0 B:0000 L:0129.0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,223 sqft Living Area |
| 1st Floor Area | 740 sqft 1st Floor |
| Basement Area | 644 sqft Basement |
| Unfinished Basement | 644 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 1 Parking Space |
| Garage Type | Detached |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Electric |
| Street Address | 348 MILL ST |
|---|---|
| City | LANCASTER |
| State | MA |
| Zip | 01523-2048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 129.0 |
| Jurisdiction | LANCASTER MA |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 713100 |
Source: Worcester County and Lancaster Town records · APN LANC M:042.0 B:0000 L:0129.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 300 BOLTON STATION RD, LANCASTER, MA 01523-2011 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP |
| Oct 10, 2017 | Deed of Trust, Mortgage SALEM FIVE MTG CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 30, 2016 · Amount on Record |
| Deed Sale | Nov 30, 2016 · Amount on Record |
| Prior Sale | Nov 01, 2016 · Amount on Record |
| Deed Book / Page | 56383 / 190 |
| Transfer Doc | 38677-116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 348 MILL ST, LANCASTER, MA 01523 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00066642-1 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 66642/1 |
| Instrument | 167242 |
| Name | NEW FED MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER MA |
| Property Address | 348 MILL STREET EXT, LANCASTER, MA 01523-2004 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 57857-209 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 57857/209 |
| Instrument | 111766 |
| Name | SALEM FIVE MTG CO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 01, 2047 |
Source: Worcester County and Lancaster Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Lancaster Town |
| Unified School District | Nashoba School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,590.00 (+7.26%) | $407,800 (+14.1%) Land $119,600 Building $288,200 | $488,205 (+43.31%) |
| 2024 | $340,670 | ||
| 2023 | $6,144.00 | $357,400 Land $101,200 Building $256,200 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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