374 McFall Rd, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 374 McFall Rd, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,808 sqft · built 1992
Lot Size	2.47 acres (107,593 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Oct 2021)
Tax Bill	$4,827 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493089 153.10-1-15`

Property Details

APN / Parcel Number

Primary APN	`493089 153.10-1-15`
Alternative APNs	`308915301000010150000000` `00000001757`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,808 sqft Living Area
1st Floor Area	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	107,593 sqft (2.47 acres)
Lot Depth	522 ft Depth
Garage Type	Basement
Porch	Slab
Porch Area	368 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000001757
Street Address	374 MCFALL RD
City	APALACHIN
State	NY
Zip	13732-3736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2001
Census Tract	20402

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	374 MCFALL RD, APALACHIN, NY 13732-3736
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Prior Sale	Aug 29, 2002 · Amount on Record
Deed Document Number	20214975
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Oct 12, 2021
Property Address	374 MCFALL RD, APALACHIN, NY 13732-3736
Document Number	2021000004975
Instrument Date	Oct 5, 2021
Instrument	20210-00004975
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	507 LOCUST LN, SOUTH ABINGTON TOWNSHIP, PA 18411-9384

Mortgage

Document Number	21000004976
Date	Oct 12, 2021
Instrument	210-00004976

Lender

Name	FNCB BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,827.00 (-0.31%)
2025	$4,842.00 (+153.77%)	$95,600 (-) Land $2,900 Building $92,700	$182,967 (+3.35%) Land $5,550 Building $177,417
2023		$95,600 Land $2,900 Building $92,700	$177,037 Land $5,370 Building $171,667
2019	$1,908.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	8 (2006–2018)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100