260 McFall Rd, Apalachin, NY 13732 Property Records

Tioga County and Owego Town property record for 260 McFall Rd, Apalachin, NY 13732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,406 sqft · built 1988
Lot Size	0.85 acres (37,026 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Aug 2018)
Tax Bill	$5,504 (2026)
Deeds & Mortgages	Jul 2020 Refinance Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493089 153.06-1-36`

Property Details

APN / Parcel Number

Primary APN	`493089 153.06-1-36`
Alternative APNs	`308915300600010360000000` `00000007587`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,406 sqft Living Area
1st Floor Area	1,362 sqft
Basement Area	1,044 sqft
Finished Basement	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	37,026 sqft (0.85 acres)
Lot Dimensions	301 ft deep x 25 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	334 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000007587
Street Address	260 MCFALL RD
City	APALACHIN
State	NY
Zip	13732-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Description	AGREEMENTS: 623/257-277
Legal Block	1
Legal Lot Number	36.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	2
Census Block	2001
Census Tract	20402

Owner

260 McFall Rd is owned and occupied by an individual who bought it in August 2018.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	260 MCFALL RD, APALACHIN, NY 13732-3734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance VISIONS FCU
Aug 21, 2018	Deed, Transfer VISIONS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2018 · Amount on File
Deed Sale	Aug 21, 2018 · Amount on File
Deed Document Number	20183610
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	260 MCFALL RD, APALACHIN, NY 13732-3734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000002732
Date	Jul 29, 2020
Instrument	20200-00002732

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2035

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Aug 21, 2018
Property Address	260 MCFALL RD, APALACHIN, NY 13732-3734
Document Number	18000003610
Instrument Date	Aug 9, 2018
Instrument	180-00003610
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	490 BOSWELL HILL RD, ENDICOTT, NY 13760-6606

Mortgage

Document Number	18000003611
Date	Aug 21, 2018
Instrument	180-00003611

Lender

Name	VISIONS FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Sep 1, 2033
Index	10-Year CMTI

Tax Assessment & Valuation

The 2026 property tax bill for 260 McFall Rd was $5,504, down 0.3% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,504.00 (-0.31%)
2025	$5,521.00	$109,000 Land $6,700 Building $102,300	$208,612 Land $12,823 Building $195,789
2023		$109,000 Land $6,700 Building $102,300	$201,852 Land $12,407 Building $189,445
2019	$1,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 260 McFall Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	8 (2006–2018)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2018 · 2 claims Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 260 McFall Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Empire Long Distance Fiber	1,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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