374 Lento Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 374 Lento Ln, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,243 sqft · built 1943
Lot Size	0.322 acres (14,045 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Apr 2025)
Tax Bill	$7,164 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`509-211-25-00`

Property Details

APN / Parcel Number

Primary APN	`509-211-25-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,243 sqft Living Area

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Lot Area	14,045 sqft (0.322 acres)
View / Lot	Good
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	374 LENTO LN
City	EL CAJON
State	CA
Zip	92021-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 3-16-1E S 1/2 OF POR
Legal Range	01E
Legal Township	16
Legal Section	03
Legal Subdivision	SUNCREST
Legal Block	2
Legal Lot Number	770
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2013
Census Tract	15501

Owner

374 Lento Ln is owned and occupied by two individuals who bought it in April 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	374 LENTO LN, EL CAJON, CA 92021-4230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WORLD WIDE CREDIT CORP
Sep 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Oct 8, 2019	Grant Deed, Transfer · FHA Mortgage WORLD WIDE CREDIT
Oct 24, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2025 · Amount on File
Deed Sale	Apr 21, 2025 · Amount on File
Prior Sale	Oct 8, 2019 · Amount on File
Deed Document Number	2025102590
Prior Transfer Date	Sep 30, 2021
Prior Transfer Doc	0000702903
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 7, 2021
Property Address	374 LENTO LN, EL CAJON, CA 92021-4230
Document Number	0000702903
Instrument Date	Sep 30, 2021
Instrument	2021-0702903
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	374 LENTO LN, EL CAJON, CA 92021-4230

Mortgage

Document Number	0000702904
Date	Oct 7, 2021
Instrument	2021-0702904

Lender

Name	WORLD WIDE CREDIT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	374 LENTO LN, EL CAJON, CA 92021-4230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 LENTO LN, EL CAJON, CA 92021-4230

Mortgage

Document Number	0000572924
Date	Sep 28, 2020
Instrument	2020-0572924

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Nov 1, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2019
Property Address	374 LENTO LN, EL CAJON, CA 92021-4230
Document Number	0000449412
Instrument Date	Sep 26, 2019
Instrument	449412
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$566.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	374 LENTO LN EL CAJON CA 920214230, EL CAJON, CA 92021-4230

Mortgage

Document Number	449413
Date	Oct 8, 2019
Instrument	449413

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 24, 2018
Property Address	374 LENTO LN, EL CAJON, CA 92021-4230
Document Number	0000443194
Instrument Date	Oct 16, 2018
Instrument	443194
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	337 LENTO LN EL CAJON CA 920214231, EL CAJON, CA 92021-4231

Tax Assessment & Valuation

The 2025 property tax bill for 374 Lento Ln was $7,164.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$765,000 (+35.83%) Land $535,500 Building $229,500
2025	$7,164.00	$563,222 Land $305,078 Building $258,144
2023	$7,003.00 (+1.73%)	$541,354 Land $293,233 Building $248,121
2022	$6,884.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 374 Lento Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1991–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 374 Lento Ln is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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