360 Lento Ln, El Cajon, CA 92021 Property Records

San Diego County property record for 360 Lento Ln, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 652 sqft · built 1936
Lot Size	0.186 acres (8,089 sqft)
Owner	2 Individual Names on File
Last Sale	$87,000 (Jan 2025)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Sep 2021 Construction Loan Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`509-211-29-00`

Property Details

APN / Parcel Number

Primary APN	`509-211-29-00`
Alternative APN	`5092112200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	652 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Lot Area	8,089 sqft (0.186 acres)

Location & Zoning

Old Parcel Number	5092112200
Street Address	360 LENTO LN
City	EL CAJON
State	CA
Zip	92021-4230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 3-16-1E SWQ DOC89-330962 IN NEQ OF
Legal Range	01E
Legal Township	16
Legal Section	03
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2013
Census Tract	15501

Owner

360 Lento Ln is owned by two individuals who bought it in January 2025.

Source: San Diego County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1203 EVILO ST, EL CAJON, CA 92021-6329
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2021	Deed of Trust, Mortgage · Construction Mortgage ANCHOR LOANS INC
Oct 9, 2018	Grant Deed, Construction Loan · Conventional with PMI ANCHOR LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2025 · Amount on File
Deed Sale	Jan 3, 2025 · Amount on File
Prior Sale	Oct 9, 2018 · Amount on File
Deed Document Number	20252181
Prior Transfer Date	Apr 20, 2009
Prior Transfer Doc	0000235918
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	360 LENTO LN, EL CAJON, CA 92021-4230
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 DOVE ST 100, 100, NEWPORT BEACH, CA 92660-2841

Mortgage

Document Number	0000661335
Date	Sep 20, 2021
Instrument	2021-0661335

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Construction Mortgage
Amount	Amount on Record

October 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 9, 2018
Property Address	360 LENTO LN, EL CAJON, CA 92021-4230
Document Number	0000419569
Instrument Date	Oct 1, 2018
Instrument	419569
Transaction Type	Construction Loan
Record Updated	Nov 22, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	360 LENTO LN EL CAJON CA 920214230, EL CAJON, CA 92021-4230

Mortgage

Document Number	419570
Date	Oct 9, 2018
Instrument	419570

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional with PMI
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 360 Lento Ln was $3,024.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$88,740 (-57.69%) Land $88,740
2025	$3,024.00	$209,713 Land $176,249 Building $33,464
2023	$3,860.00 (+33.66%)	$201,571 Land $169,406 Building $32,165
2022	$2,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 360 Lento Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1991–2026)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 360 Lento Ln is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Lento Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures