374 E Water St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 374 E Water St, Oak Harbor, OH 43449

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 864 sqft · built 1938
Lot Size	0.256 acres (11,134 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (May 1992)
Tax Bill	$1,475 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042448-4`

Property Details

APN / Parcel Number

Primary APN	`042448-4`
Alternative APN	`027-01636-01786-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Block
Lot Area	11,134 sqft (0.256 acres)
Lot Dimensions	192 ft deep x 58 ft wide
Garage Type	Mixed
Garage Area	484 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	160 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	042448-4
Street Address	374 E WATER ST
City	OAK HARBOR
State	OH
Zip	43449-1455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S04 T06 R15 E 57.6 FT S 1/2 LOT 6 EMERY THIERWECHTER'S SUBD 57.6 X 192.3
Legal Range	15E
Legal Township	06N
Legal Section	04
Legal Subdivision	EMERY THIERWECHTERS SUBD
Legal Lot Number	6
Jurisdiction	OTTAWA OH
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3005
Census Tract	50700

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	374 E WATER ST, OAK HARBOR, OH 43449-1455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 1992 · Amount on Record
Deed Sale	May 15, 1992 · Amount on Record
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Dec 27, 2023
Property Address	374 E WATER ST, OAK HARBOR, OH 43449-1455
Document Number	0000007991
Book / Page	1973 / 807
Instrument Date	Dec 27, 2023
Instrument	202300007991
Transaction Type	Transfer
Record Updated	Jan 12, 2024
Title Company	RIT COAST TITLE, TRI COAST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	374 E WATER ST, OAK HARBOR, OH 43449-1455

Mortgage

Document Number	0000007990
Date	Dec 27, 2023
Instrument	202300007990

Lender

Name	THE CROGHAN COLONIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Salem Township
Municipality	Oak Harbor Village
Unified School District	Benton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,475.00 (-0.74%)	$33,034 (-) Land $10,553 Building $22,481
2024	$1,486.00 (+4.65%)	$33,034 (+19.32%) Land $10,553 Building $22,481	$94,380 (+19.32%) Land $30,150 Building $64,230
2023	$1,420.00 (+3.12%)	$27,686 (-) Land $8,796 Building $18,890
2022	$1,377.00	$27,686 Land $8,796 Building $18,890
2021			$79,100 Land $25,130 Building $53,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Apr 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603
Water Source	Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Amplex Wireless Fixed Wireless	100 / 20