Ottawa County property record for 370 E Water St, Oak Harbor, OH 43449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,630 sqft · built 1939 |
| Lot Size | 0.256 acres (11,134 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,000 (May 2023) |
| Tax Bill | $3,025 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage May 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-10135-13573-000 |
| Primary APN | 027-10135-13573-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,630 sqft Living Area |
| Gross Area | 3,252 sqft |
| 1st Floor Area | 1,224 sqft |
| Attic | Attic |
| Attic Area | 1,014 sqft |
| Basement Area | 1,014 sqft |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood |
| Lot Area | 11,134 sqft (0.256 acres) |
| Lot Dimensions | 192 ft deep x 58 ft wide |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 042853-0 |
|---|---|
| Street Address | 370 E WATER ST |
| City | OAK HARBOR |
| State | OH |
| Zip | 43449-1455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S04 T06 R15 W 55.1 FT S 1/2 LOT 6 & E 2.5 FT E 1/2 LOT 5 EMER THIERWECHTER'S 57.6X192.3 |
| Legal Range | 15E |
| Legal Township | 06N |
| Legal Section | 04 |
| Legal Subdivision | EMERY THIERWECHTERS SUBDIVISION |
| Legal Lot Number | 5-6 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 50700 |
370 E Water St is owned and occupied by an individual who bought it in May 2023.
Source: Ottawa County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 370 E WATER ST, OAK HARBOR, OH 43449-1455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2023 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 24, 2021 | Executor's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 24, 2023 · Amount on File |
| Deed Sale | May 24, 2023 · Amount on File |
| Prior Sale | Dec 21, 2022 · Amount on File |
| Deed Document Number | 20233205 |
| Deed Book / Page | 1947 / 850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | May 24, 2023 |
| Property Address | 370 E WATER ST, OAK HARBOR, OH 43449-1455 |
| Document Number | 0000003205 |
| Book / Page | 1947 / 850 |
| Instrument Date | May 22, 2023 |
| Instrument | 202300003205 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2023 |
| Title Company | RIT COAST TITLE, TRI COAST TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 370 E WATER ST, OAK HARBOR, OH 43449-1455 |
| Document Number | 0000003206 |
|---|---|
| Date | May 24, 2023 |
| Instrument | 202300003206 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | May 24, 2021 |
| Property Address | 370 E WATER ST, OAK HARBOR, OH 43449-1455 |
| Document Number | 0000306908 |
| Book / Page | 1840 / 685 |
| Map Reference | VOL 3 PG 27 |
| Instrument Date | May 20, 2021 |
| Instrument | 2021-306908 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 370 E WATER ST, OAK HARBOR, OH 43449-1455 |
The 2025 property tax bill for 370 E Water St was $3,025, down 0.7% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Salem Township |
| Municipality | Oak Harbor Village |
| Unified School District | Benton-Carroll-Salem Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,025.00 (-0.72%) | $67,729 (-) Land $10,553 Building $57,176 | |
| 2024 | $3,047.00 (+62.77%) | $67,729 (+85.51%) Land $10,553 Building $57,176 | $193,510 Land $30,150 Building $163,360 |
| 2023 | $1,872.00 (+3.08%) | $36,509 (-) Land $8,796 Building $27,713 | |
| 2022 | $1,816.00 | $36,509 Land $8,796 Building $27,713 | |
| 2021 | $104,310 Land $25,130 Building $79,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 370 E Water St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Apr 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 370 E Water St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OAK HARBOR VILLAGE serves 4,400 people · EPA ID OH6202603 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Amplex Wireless Fixed Wireless | 100 / 20 |
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