Owen County property record for 374 E Fall Creek Rd, Spencer, IN 47460
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,344 sqft · built 1986 |
| Lot Size | 6.75 acres (294,030 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,097 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-10-08-400-280.000-027 |
| Primary APN | 60-10-08-400-280.000-027 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Stone |
| Roof Material | Metal |
| Lot Area | 294,030 sqft (6.75 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Lean-To | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 00001025650 |
|---|---|
| Street Address | 374 E FALL CREEK RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-7181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NW SW NE S8 T10 R3 6.75A |
| Legal Range | 3 |
| Legal Township | 10 |
| Legal Section | 8 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 955800 |
374 E Fall Creek Rd, a rural home, is owned and occupied by an individual.
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 374 E FALL CREEK RD, SPENCER, IN 47460-7181 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OWEN IN |
| Property Address | 374 E FALL CREEK RD, SPENCER, IN 47460-7181 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 374 E FALL CREEK RD, SPENCER, IN 47460-7181 |
| Document Number | 0000234278 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 234278 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLOOMINGTON, IN 47404 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 374 E Fall Creek Rd was $1,097 with a homeowner's exemption, down 11.2% from the year before.
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Washington Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,097.00 (-11.25%) Homeowner's exemption | $194,900 Land $31,800 Building $163,100 | $194,900 Land $31,800 Building $163,100 |
| 2024 | $1,236.00 (+6.64%) | ||
| 2023 | $1,159.00 (+0.87%) | $172,300 Land $26,600 Building $145,700 | $172,300 Land $26,600 Building $145,700 |
| 2022 | $1,149.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 374 E Fall Creek Rd in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 32 (1991–2026) |
| Claims Outside the SFHA | 1 of 32 |
| Most Recent Claim | Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 374 E Fall Creek Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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