299 E Fall Creek Rd, Spencer, IN 47460 Property Records

Owen County property record for 299 E Fall Creek Rd, Spencer, IN 47460

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 528 sqft · built 1967
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$1,083,950 (Nov 2025)
Tax Bill	$1,028 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Nov 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-10-08-400-290.000-027`

Property Details

APN / Parcel Number

Primary APN	`60-10-08-400-290.000-027`
Alternative APN	`00001026669`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	528 sqft Living Area
1st Floor Area	528 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	1,742,400 sqft (40 acres)
Terrain	Rolling
Shed	1 Shed
Shed Area	289 sqft
Lean-To	527 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001026669
Street Address	299 E FALL CREEK RD
City	SPENCER
State	IN
Zip	47460-7180
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE SE S8 T10 R3 40A
Legal Range	3
Legal Township	10
Legal Section	8
Jurisdiction	OWEN IN
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2000
Census Tract	955800

Owner

299 E Fall Creek Rd, a rural home, is owned by two individuals who bought it in November 2025.

Source: Owen County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2346 PARKVIEW DR, SPENCER, IN 47460-6851
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Warranty Deed, Transfer · Commercial Mortgage OWEN COUNTY STATE BANK
Nov 1, 2024	Warranty Deed, Transfer
Sep 20, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on File
Deed Sale	Nov 13, 2025 · Amount on File
Prior Sale	Nov 1, 2024 · Amount on File
Deed Document Number	2025241906
Prior Transfer Date	Sep 20, 2024
Prior Transfer Doc	0000237841
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Nov 13, 2025
Property Address	299 E FALL CREEK RD, SPENCER, IN 47460-7180
Document Number	0000241906
Instrument Date	Nov 13, 2025
Instrument	241906
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2346 PARKVIEW DR, SPENCER, IN 47460-6851

Mortgage

Date	Nov 13, 2025

Lender

Name	OWEN COUNTY STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 6, 2045

Interest

Rate Type	Adjustable Rate

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Nov 1, 2024
Property Address	299 E FALL CREEK RD, SPENCER, IN 47460-7180
Document Number	0000238280
Instrument Date	Oct 31, 2024
Instrument	238280
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 PEARL ST, FARMINGTON, IA 52626-9213

September 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	OWEN IN
Recording Date	Sep 20, 2024
Property Address	299 E FALL CREEK RD, SPENCER, IN 47460-7180
Document Number	0000237841
Instrument Date	Sep 20, 2024
Instrument	237841
Transaction Type	Transfer
Record Updated	Dec 12, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 ROCKY HILL RD, SPENCER, IN 47460-7111

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 299 E Fall Creek Rd was $1,028, up 57.4% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Washington Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,028.00 (+57.43%)	$79,800 (+74.62%) Land $42,800 Building $37,000	$79,800 (+74.62%) Land $42,800 Building $37,000
2024	$653.00 (-0.61%)	$45,700 (+6.28%) Land $38,700 Building $7,000	$45,700 (+6.28%) Land $38,700 Building $7,000
2023	$657.00 (-34.1%)	$43,000 Land $36,400 Building $6,600	$43,000 Land $36,400 Building $6,600
2022	$997.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 299 E Fall Creek Rd in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	32 (1991–2026)
Claims Outside the SFHA	1 of 32
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 6 claims Severe Winter Storms And Flooding, Jan 2005 · 7 claims Severe Storms And Tornadoes, And Flooding, Jun 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 299 E Fall Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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