Anne Arundel County property record for 3738 Ramsgate Dr, Annapolis, MD 21403 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 8 ba · 7,866 sqft · built 2021 |
| Lot Size | 0.584 acres (25,430 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,810,000 (Sep 2018) |
| Tax Bill | $32,841 (2024) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-909-00105325 |
| Primary APN | 02-909-00105325 |
|---|---|
| Alternative APNs |
|
| Full Baths | 8 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 7,866 sqft Living Area |
| Gross Area | 9,093 sqft |
| 1st Floor Area | 3,119 sqft |
| Basement Area | 2,865 sqft |
| Finished Basement | 2,865 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 25,430 sqft (0.584 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 1,051 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 255 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 274 sqft |
| Patio Area | 176 sqft |
| Balcony Area | 25 sqft |
| Gazebo | 225 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 90900105325 |
|---|---|
| Street Address | 3738 RAMSGATE DR |
| City | ANNAPOLIS |
| State | MD |
| Zip | 21403-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20 SC 1 WATERGATE |
| Legal Subdivision | WATERGATE |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 702602 |
Source: Anne Arundel County records · APN 02-909-00105325
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3738 RAMSGATE DR, ANNAPOLIS, MD 21403-5005 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 03, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GOLDMAN SACHS BANK USA |
| Sep 25, 2018 | Grant Deed, Transfer CHANCELLOR TITLE SERVICES INC, CHANCELLOR TITLE SVCS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on Record |
| Deed Sale | Sep 25, 2018 · Amount on Record |
| Prior Sale | Dec 12, 1984 · Amount on Record |
| Deed Book / Page | 32509 / 460 |
| Prior Transfer Date | Feb 06, 2014 |
| Prior Transfer Doc | 0271510109 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3738 RAMSGATE DR, ANNAPOLIS, MD 21403-5005 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | NOVARE NATIONAL STLMT SVCS |
| Name | Verified Name |
|---|
| Document Number | 0387980223 |
|---|---|
| Date | Jun 03, 2022 |
| Book Page | 38798/223 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10282 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.75% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Sep 25, 2018 |
| Property Address | 3738 RAMSGATE DR, ANNAPOLIS, MD 21403-5005 |
| Document Number | 0325090460 |
| Book / Page | 032509 / 000460 |
| Instrument Date | Sep 04, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | CHANCELLOR TITLE SERVICES INC, CHANCELLOR TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,810.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11424 DAIRY ST FULTON MD 207592661, FULTON, MD 20759-2661 |
Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,539,767 (+49.55%) | $4,126,200 (+74.33%) Land $1,177,300 Building $2,948,900 | |
| 2024 | $32,841.00 (+27.06%) | ||
| 2023 | $25,846.00 | $2,366,900 Land $1,001,300 Building $1,365,600 | $2,366,900 Land $1,001,300 Building $1,365,600 |
Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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