1. Home
  2. Maryland
  3. Anne Arundel County
  4. Annapolis
  5. Ramsgate Dr

3728 Ramsgate Dr, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 3728 Ramsgate Dr, Annapolis, MD 21403 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 1987
Square Footage4,688 sqft Living Area
Lot Size22,360 sqft (0.513 acres)
GarageAttached, 480 sqft
OccupancyOwner Occupied
Last Sale$1,875,000 (2016)
Tax Bill$17,961.00 (2025)

Property Details

APN / Parcel Number

Primary APN02-909-01414983
Alternative APNs
  • 2-909-01414983
  • 90901414983

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area4,688 sqft Living Area
Gross Area5,168 sqft Gross Area
1st Floor2,452 sqft 1st Floor
Attic Area200 sqft Attic
Attic1 Attic
Basement Area200 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area22,360 sqft (0.513 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area480 sqft Garage

Exterior Amenities

Pool Area381 sqft Pool
Deck Area288 sqft Deck
Boat AccessBoat Access
Gazebo189 sqft Gazebo

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
SewageMunicipal Sewage
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number90901414983
Street Address3728 RAMSGATE DR
CityANNAPOLIS
StateMD
Zip21403-5005
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 15 SC 1 WATERGATE
Legal SubdivisionWATERGATE
Legal Block1
Legal Lot Number15
JurisdictionANNE ARUNDEL MD
Minor Civil Division6
Census Blockgroup1
Census Block1008
Census Tract702602

Owner

Source: Anne Arundel County records · APN 02-909-01414983

Assessment roll updated August 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3728 RAMSGATE DR, ANNAPOLIS, MD 21403-5005
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Jan 09, 2018Deed of Trust, Mortgage · Conventional Mortgage
NASA FCU
Oct 13, 2017Deed of Trust, Mortgage
SUNTRUST MTG
Aug 10, 2017Loan Modification, Mortgage
SUNTRUST MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2016 · Amount on Record
Deed SaleFeb 01, 2016 · Amount on Record
Prior SaleMay 13, 2003
Deed Doc Number201629231-248
Deed Book / Page29231 / 248
Prior Transfer DateAug 21, 2014
Prior Transfer Doc0275850439
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3728 RAMSGATE DR, ANNAPOLIS, MD 21403-5005
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyLIBERTY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0345700002
DateMay 12, 2020
Book Page34570/2
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3728 RAMSGATE DR, ANNAPOLIS, MD 21403-5005
Document Number0317670437
Book / Page031767 / 000437
Instrument DateJan 09, 2018
Transaction TypeMortgage
Record UpdatedFeb 06, 2018
Title CompanyCREDIT UNION TITLE INSURANCE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3728 RAMSGATE DR ANNAPOLIS MD 214035005, ANNAPOLIS, MD 21403-5005

Mortgage

Document Number0317670437
DateJan 19, 2018
Book Page031767/000437
Lender
NameNASA FCU
TypeCredit Union
AddressUPPER MARBORO, MD 20774
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 18, 2038

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3728 RAMSGATE DR, ANNAPOLIS, MD 21403-5005
Document Number0314760284
Instrument DateOct 13, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyCAPSTONE TITLE AND ESCROW INC, CAPSTONE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3728 RAMSGATE DR ANNAPOLIS MD 214035005, ANNAPOLIS, MD 21403-5005

Mortgage

Document Number0314760284
DateOct 20, 2017
Book Page031476/000284
Lender
NameSUNTRUST MTG
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
AmountAmount Recorded
Term360 Months
DueOct 19, 2047

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionANNE ARUNDEL MD
Property Address3728 RAMSGATE DR, ANNAPOLIS, MD 21403-5005
Document Number0314690352
Instrument DateAug 10, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017
Title CompanyBOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3728 RAMSGATE DR ANNAPOLIS MD 214035005, ANNAPOLIS, MD 21403-5005

Mortgage

Document Number0314690352
DateOct 18, 2017
Book Page031469/000352
Lender
NameSUNTRUST MTG
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueOct 17, 2047
Interest
Rate TypeAdjustable Rate
Rate3.61%

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$17,961.00 (+2.44%) Homeowner's exemption$2,298,000 (+43.07%)$2,643,900 (+64.61%) Land $1,234,100 Building $1,409,800
2024$17,534.00 (+6.2%)
2023$16,511.00 Homeowner's exemption$1,606,200 Land $1,010,700 Building $595,500$1,606,200 Land $1,010,700 Building $595,500

Flood & Wildfire

3728 Ramsgate Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Anne Arundel County (24003C), updated January 16, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone VE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Ramsgate Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures