3737 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 3737 Ridge Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,164 sqft · built 2008
Lot Size	0.439 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,000 (Jul 2017)
Deeds & Mortgages	May 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42W000009402`

Property Details

APN / Parcel Number

Primary APN	`42W000009402`
Alternative APNs	`031555` `31555`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,164 sqft Adjusted Area
2nd Floor Area	290 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	19,166 sqft (0.439 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	031555
Street Address	3737 RIDGE RD
City	COLUMBUS
State	MS
Zip	39705-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW4 NE4 LOT 11 3737 RIDGE RD
Legal Range	18W
Legal Township	17S
Legal Section	22
Legal Subdivision	REGENT SUB
Legal Lot Number	11
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1005
Census Tract	302

Owner

Source: Lowndes County records, as of October 22, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3737 RIDGE RD, COLUMBUS, MS 39705-3357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 31, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2017 · Amount on Record
Deed Sale	Jul 31, 2017 · Amount on Record
Prior Sale	Feb 4, 2014
Deed Document Number	0020175323
Deed Book / Page	2017 / 5323
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	3737 RIDGE RD, COLUMBUS, MS 39705-3357
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202114779
Date	May 11, 2021
Book Page	2021/14779

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 31, 2017
Property Address	3737 RIDGE RD, COLUMBUS, MS 39705-3357
Document Number	0020175323
Book / Page	002017 / 005323
Instrument Date	Jul 27, 2017
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3737 RIDGE RD COLUMBUS MS 397053357, COLUMBUS, MS 39705-3357

Mortgage

Document Number	20176435
Date	Jul 31, 2017
Book Page	002017/016435

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 30, 2037

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,279 (+14.36%)	$172,790 (+14.36%) Land $20,000 Building $152,790
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$15,109	$151,090 Land $20,000 Building $131,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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