3607 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 3607 Ridge Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,092 sqft · built 1968
Lot Size	0.436 acres (19,000 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Oct 2024)
Tax Bill	$1,377 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Oct 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42W000012800`

Property Details

APN / Parcel Number

Primary APN	`42W000012800`
Alternative APNs	`005739` `5739`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	2,092 sqft Adjusted Area
1st Floor Area	1,521 sqft
2nd Floor Area	384 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plywood

Exterior

Year Built	Built 1968
Exterior Material	Brick Veneer
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,000 sqft (0.436 acres)
Lot Dimensions	190 ft deep x 100 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	005739
Street Address	3607 RIDGE RD
City	COLUMBUS
State	MS
Zip	39705-3076
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE4 SW4 3607 RIDGE RD
Legal Range	18W
Legal Township	17S
Legal Section	22
Legal Lot Number	E2
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1007
Census Tract	302

Owner

Source: Lowndes County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3607 RIDGE RD, COLUMBUS, MS 39705-3076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Warranty Deed, Transfer · FHA Mortgage ALLIANT CU
Oct 24, 2022	Warranty Deed, Transfer · Commercial Mortgage BANKFIRST FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2024 · Amount on Record
Deed Sale	Oct 2, 2024 · Amount on Record
Prior Sale	Oct 24, 2022
Deed Document Number	0020247316
Deed Book / Page	2024 / 7316
Record Updated	Jun 8, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 2, 2024
Property Address	3607 RIDGE RD, COLUMBUS, MS 39705-3076
Document Number	0020247316
Book / Page	2024 / 7316
Instrument Date	Oct 1, 2024
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3607 RIDSE RD, COLUMBUS, MS 39705-3076

Mortgage

Document Number	0202420100
Date	Oct 2, 2024
Instrument	2024/20100

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Oct 24, 2022
Property Address	3607 RIDGE RD, COLUMBUS, MS 39705-3076
Document Number	0020228804
Book / Page	2022 / 8804
Instrument Date	Oct 21, 2022
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	277 THURSTON LAKE DR, COLUMBUS, MS 39701-8558

Mortgage

Document Number	0202226388
Date	Oct 24, 2022
Instrument	2022/26388

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Nov 1, 2023

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,377.00 (+6.17%) Homeowner's exemption	$14,915 (+58.45%)	$149,150 (+137.69%) Land $5,000 Building $144,150
2024	$1,297.00 (+23.52%)
2023	$1,050.00	$9,413	$62,750 Land $5,000 Building $57,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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