St. Louis County property record for 3734 N Ridge Rd, Duluth, MN 55804
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.324 acres (14,147 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $575,000 (Aug 2012) |
| Tax Bill | $458 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3452-00130 |
| Primary APN | 010-3452-00130 |
|---|---|
| Alternative APN |
|
| Lot Area | 14,147 sqft (0.324 acres) |
|---|
| Heating Fuel | Gas |
|---|
| Account Number | 932848 |
|---|---|
| Street Address | 3734 N RIDGE RD |
| City | DULUTH |
| State | MN |
| Zip | 55804-1429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0001 BLOCK:002 SERIAL # |
| Legal Subdivision | NORTHLAND ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 600 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3734 N RIDGE RD, DULUTH, MN 55804-1429 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2012 · Amount on Record |
| Deed Sale | Aug 14, 2012 · Amount on Record |
| Prior Sale | Feb 25, 2002 · Amount on Record |
| Deed Document Number | 2012918329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3734 N RIDGE RD, DULUTH, MN 55804-1429 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001039434 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 1039434 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 12, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $458.00 (+3.15%) Homeowner's exemption | ||
| 2025 | $444.00 (+22.65%) Homeowner's exemption | $26,600 (-) Land $26,600 | $26,600 (-) Land $26,600 |
| 2024 | $362.00 | $26,600 (+26.67%) Land $26,600 | $26,600 (+26.67%) Land $26,600 |
| 2022 | $21,000 Land $21,000 | $21,000 Land $21,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Verizon.
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