3734 N Elm Ct, Visalia, CA 93291 Property Records

Tulare County property record for 3734 N Elm Ct, Visalia, CA 93291

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,518 sqft · built 2016
Lot Size	0.328 acres (14,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$382,500 (Oct 2016)
Tax Bill	$5,902 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`078-360-005-000`

Property Details

APN / Parcel Number

Primary APN	`078-360-005-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,518 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	14,300 sqft (0.328 acres)
Garage Area	736 sqft
Parking Spaces	2 Parking Spaces
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3734 N ELM CT
City	VISALIA
State	CA
Zip	93291-8141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 SHANNON RANCH 3,UNIT NO 1,2,3,4 & 6,RM43-55
Legal Subdivision	SHANNON RANCH 3
Legal Lot Number	5
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	2
Census Block	2003
Census Tract	1012

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3734 N ELM CT, VISALIA, CA 93291-8141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Oct 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED STATES SENATE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2016 · Amount on Record
Deed Sale	Oct 7, 2016 · Amount on Record
Deed Document Number	201663282
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3734 N ELM CT, VISALIA, CA 93291-8141
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3734 D ELH CT, VISALIA, CA 93291

Mortgage

Document Number	0000054909
Date	Jul 28, 2021
Instrument	2021-0054909

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 10, 2041

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3734 N ELM CT, VISALIA, CA 93291-8141
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3734 N ELM CT, VISALIA, CA 93291-8141

Mortgage

Document Number	0000036163
Date	May 14, 2021
Instrument	2021-0036163

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3734 N ELM CT, VISALIA, CA 93291-8141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066124
Date	Oct 27, 2017
Instrument	2017-0066124

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 6, 2027

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3734 N ELM CT, VISALIA, CA 93291-8141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037121
Date	Jul 11, 2019
Instrument	2019-0037121

Lender

Name	UNITED STATES SENATE FCU
Type	Credit Union
Address	WASHINGTON, DC 20013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2034

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$516,683 (+2%) Land $81,240 Building $435,443
2025	$5,902.00 (+5.41%) Homeowner's exemption	$506,553 (+4.04%) Land $79,648 Building $426,905
2023	$5,599.00 (+4.11%) Homeowner's exemption	$486,885 Land $76,556 Building $410,329
2022	$5,378.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 131 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	131 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
OACYS Technology Fixed Wireless	100 / 30

May also be available: T-Mobile, Verizon, Wireless Internet Services.

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