3703 N Elm Ct, Visalia, CA 93291 Property Records

Tulare County property record for 3703 N Elm Ct, Visalia, CA 93291

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,108 sqft · built 2016
Lot Size	0.211 acres (9,190 sqft)
Owner	2 Individual Names on Record
Last Sale	$489,000 (Aug 2025)
Tax Bill	$4,103 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Jan 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`078-360-001-000`

Property Details

APN / Parcel Number

Primary APN	`078-360-001-000`
Alternative APN	`078-360-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,108 sqft Living Area
1st Floor Area	2,108 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Lot Area	9,190 sqft (0.211 acres)
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3703 N ELM CT
City	VISALIA
State	CA
Zip	93291-8142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-6
Legal Description	LOT 1,SHANNON RANCH 3,UNIT NO 1,2,3,4 & 6,RM 43-55
Legal Subdivision	SHANNON RANCH 3
Legal Lot Number	1
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	2
Census Block	2003
Census Tract	1012

Owner

Source: Tulare County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3703 N ELM CT, VISALIA, CA 93291-8142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2022	Deed of Trust, Mortgage · FHA Mortgage UNITED MORTGAGE CORP
Jan 25, 2019	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Aug 4, 2016 · Amount on Record
Deed Document Number	202538409
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3703 N ELM CT, VISALIA, CA 93291-8142
Transaction Type	Mortgage
Record Updated	Dec 15, 2022
Title Company	FNAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3703 N ELM CT, VISALIA, CA 93291-8142

Mortgage

Document Number	0000073707
Date	Dec 6, 2022
Instrument	2022-0073707

Lender

Name	UNITED MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	3703 N ELM CT, VISALIA, CA 93291-8142
Document Number	0000005595
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3703 N ELM CT VISALIA CA 932918142, VISALIA, CA 93291-8142

Mortgage

Document Number	0000005595
Date	Feb 5, 2019
Instrument	5595

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Tax Assessment & Valuation

Source: Tulare County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$489,000 (+43.8%) Land $85,000 Building $404,000
2025	$4,103.00 (+2.63%) Homeowner's exemption	$340,050 (+4.04%) Land $75,438 Building $264,612
2024	$3,998.00 (+2.49%)
2023	$3,901.00 (+2.82%) Homeowner's exemption	$326,847 Land $72,509 Building $254,338
2022	$3,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 131 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	131 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - VISALIA private · serves 153,522 people · EPA ID CA5410016
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
OACYS Technology Fixed Wireless	100 / 30

May also be available: T-Mobile, Verizon, Wireless Internet Services.

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