3734 Morgan Mill Rd, Kempner, TX 76539 Property Records

Bell County property record for 3734 Morgan Mill Rd, Kempner, TX 76539

Property Summary

Property Type	Single Family Home
Details	3,165 sqft · built 2021
Lot Size	0.95 acres (41,382 sqft)
Owner	Individual Name on File
Tax Bill	$1,940 (2022)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0847782252`

Property Details

APN / Parcel Number

Primary APN	`0847782252`
Alternative APN	`498512`

Interior

Stories	1 Story
Building Area	3,165 sqft Living Area
Utility Area	252 sqft
Utility Room	Utility Room
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Mixed
Garage Area	1,261 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	724 sqft
Storage Building	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3734 MORGAN MILL RD
City	KEMPNER
State	TX
Zip	76539-6943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PERSIMMON SPRINGS PHASE TWO, BLOCK 005, LOT 0024, ACRES .95
Legal Subdivision	PERSIMMON SPRINGS PHASE TWO
Legal Block	5
Legal Lot Number	24
Jurisdiction	BELL TX
Township / Civil Division	SOUTHWEST BELL
Census Block Group	2
Census Block	2001
Census Tract	23301

Owner

Source: Bell County records, as of November 9, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3734 MORGAN MILL RD, KEMPNER, TX 76539-6943
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK TEXAS
Sep 29, 2022	Vendor's Lien, Transfer · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022
Deed Sale	Sep 29, 2022
Prior Sale	Nov 3, 2020
Deed Document Number	2022060584
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	3734 MORGAN MILL RD, KEMPNER, TX 76539-6943
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	CAROTHERS ABSTRACT AND TITLE, CAROTHERS ABSTRACT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012140
Date	Feb 25, 2022
Instrument	2022012140

Lender

Name	FIRST NATIONAL BANK TEXAS
Type	Bank
Address	KILLEEN, TX 76542

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Sep 29, 2022
Property Address	3734 MORGAN MILL RD, KEMPNER, TX 76539-6943
Document Number	0000060584
Map Reference	REC 2020011262
Instrument Date	Aug 31, 2022
Instrument	2022060584
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4090 STATE HIGHWAY 6 S, COLLEGE STATION, TX 77845-8962

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1260 DOWDY DR, BELTON, TX 76513-4167

Mortgage

Document Number	0000060585
Date	Sep 29, 2022
Instrument	2022060585

Lender

Name	PENTAGON FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$634,938 Land $65,000 Building $569,938	$634,938 Land $65,000 Building $569,938
2022	$1,940.00 (+663.78%)
2021	$254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 58% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEMPNER WSC serves 17,721 people · EPA ID TX1410028
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018 Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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