3728 Morgan Mill Rd, Kempner, TX 76539 Property Records

Bell County property record for 3728 Morgan Mill Rd, Kempner, TX 76539

Property Summary

Property TypeSingle Family Home
Details2,876 sqft · built 2021
Lot Size0.939 acres (40,946 sqft)
OwnerIndividual Name on Record
Tax Bill$433 (2022)
Deeds & MortgagesMay 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN0847782249

Property Details

APN / Parcel Number

Primary APN0847782249
Alternative APN
  • 498511

Interior

Stories1 Story
Building Area2,876 sqft Living Area
Utility Area288 sqft
Utility RoomUtility Room
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Lot Area40,946 sqft (0.939 acres)
Garage Area557 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area485 sqft
Storage Building288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3728 MORGAN MILL RD
CityKEMPNER
StateTX
Zip76539-6943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPERSIMMON SPRINGS PHASE TWO, BLOCK 005, LOT 0023, ACRES 0.94
Legal SubdivisionPERSIMMON SPRINGS PHASE TWO
Legal Block5
Legal Lot Number23
JurisdictionBELL TX
Township / Civil DivisionSOUTHWEST BELL
Census Block Group2
Census Block2001
Census Tract23301

Owner

Source: Bell County records, as of November 9, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3728 MORGAN MILL RD, KEMPNER, TX 76539-6943
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2022
Deed SaleMay 3, 2022
Deed Document Number2022028439
Record UpdatedJun 7, 2026

May 2022: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateMay 3, 2022
Property Address3728 MORGAN MILL RD, KEMPNER, TX 76539-6943
Document Number0000028439
Map ReferenceDOC 2020051116
Instrument DateMay 2, 2022
Instrument2022028439
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 15, 2022
Title CompanyCAROTHERS ABSTRACT AND TITLE, CAROTHERS ABSTRACT & TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address814 S MAIN ST, 814, COPPERAS COVE, TX 76522-2921

Transferred To (Grantee/Buyer)

NameVerified Name
Address2728 MORGAN MILL ROAD, KEMPNER, TX 76539

Mortgage

Document Number0000028440
DateMay 3, 2022
Instrument2022028440
Lender
NameFIRST NATIONAL BANK TEXAS
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictCopperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$544,223 Land $65,000 Building $479,223$544,223 Land $65,000 Building $479,223
2022$433.00 (+70.47%)
2021$254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 58% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPNER WSC
serves 17,721 people · EPA ID TX1410028
Water SourceSurface water
Last State InspectionFeb 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Brightspeed.

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