37331 Oak Ln, Umatilla, FL 32784 Property Records

Lake County property record for 37331 Oak Ln, Umatilla, FL 32784

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,100 sqft · built 1967
Lot Size	0.394 acres (17,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Mar 2018)
Tax Bill	$3,027 (2024)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-18-26-0500-000-10800`

Property Details

APN / Parcel Number

Primary APN	`25-18-26-0500-000-10800`
Alternative APN	`1691338`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	2,100 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	17,163 sqft (0.394 acres)
Lot Width	100 ft Width
Garage Type	Finished
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	544 sqft
Porch	Open Porch
Porch Area	660 sqft
Deck Area	649 sqft
Patio Area	420 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1691338
Street Address	37331 OAK LN
City	UMATILLA
State	FL
Zip	32784-9231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THREE LAKES SUB THIRD ADD LOT 108 PB 14 PG 65 ORB 5077 PG 2333
Legal Range	26E
Legal Township	18S
Legal Section	25
Legal Subdivision	LAKES
Legal Tract	500
Legal Lot Number	108
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	3
Census Block	3100
Census Tract	30110

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	37331 OAK LN, UMATILLA, FL 32784-9231
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 9, 2018 · Amount on Record
Deed Sale	Mar 9, 2018 · Amount on Record
Prior Sale	May 17, 2006 · Amount on Record
Deed Document Number	2018027740
Deed Book / Page	5077 / 2333
Record Updated	Jun 8, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Mar 9, 2018
Property Address	37331 OAK LN, UMATILLA, FL 32784-9231
Document Number	0050772333
Book / Page	005077 / 002333
Instrument Date	Feb 15, 2018
Instrument	27740
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	DREAM HOME TITLE CORPORATION, DREAM HM TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37331 OAK LN UMATILLA FL 327849231, UMATILLA, FL 32784-9231

Mortgage

Document Number	50772336
Date	Mar 9, 2018
Book Page	005077/002336
Instrument	27741

Lender

Name	FIRST FLORIDA CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$211,760 (+5.98%) Land $74,000 Building $137,760	$330,570 (+22.21%) Land $74,000 Building $256,570
2024	$3,027.00 (+10.6%)
2023	$2,737.00 (+7.17%) Homeowner's exemption	$199,810 (+3%)	$270,504 (+0.08%) Land $35,520 Building $234,984
2022	$2,554.00 Homeowner's exemption	$193,990	$270,281 Land $35,520 Building $234,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUSTIS, CITY OF (4 WTPS) serves 39,721 people · EPA ID FL3350346
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20