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37305 Oak Ln, Umatilla, FL 32784 Property Records

Lake County property record for 37305 Oak Ln, Umatilla, FL 32784 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,666 sqft · built 1963
Lot Size0.509 acres (22,196 sqft)
Owner2 Individual Names on File
Last Sale$198,777 (Dec 2019)
Tax Bill$2,695 (2024)
Deeds & MortgagesDec 2020 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-18-26-0500-000-10500

Property Details

APN / Parcel Number

Primary APN25-18-26-0500-000-10500
Alternative APN
  • 1498180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,666 sqft Living Area
1st Floor Area1,666 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2017
Exterior MaterialBrick
Construction TypeConcrete Block
Foundation TypeBlock
Roof MaterialShingle
Lot Area22,196 sqft (0.509 acres)
Lot Width100 ft Width
Garage TypeFinished
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1498180
Street Address37305 OAK LN
CityUMATILLA
StateFL
Zip32784-9231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHREE LAKES SUB THIRD ADD LOT 105 PB 14 PG 65 ORB 5390 PG 875
Legal Range26E
Legal Township18S
Legal Section25
Legal SubdivisionLAKES
Legal Tract500
Legal Lot Number105
JurisdictionLAKE FL
Township / Civil DivisionUMATILLA
Census Block Group3
Census Block3100
Census Tract30110

Owner

Source: Lake County records · APN 25-18-26-0500-000-10500

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address37305 OAK LN, UMATILLA, FL 32784-9231
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2020Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Dec 13, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 13, 2019 · Amount on Record
Deed SaleDec 13, 2019 · Amount on Record
Prior SaleJul 26, 2011 · Amount on Record
Deed Document Number2019142144
Deed Book / Page5390 / 0875
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address37305 OAK LN, UMATILLA, FL 32784-9231
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyPOWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address37305 OAK LN, UMATILLA, FL 32784-9231

Mortgage

Document Number0056052420
DateDec 21, 2020
Book Page5605/2420
Instrument2020144107
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueOct 01, 2050

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 13, 2019
Property Address37305 OAK LN, UMATILLA, FL 32784-9231
Document Number0053900875
Book / Page005390 / 000875
Instrument DateDec 03, 2019
Instrument142144
Transaction TypeTransfer
Record UpdatedJan 02, 2020
Title CompanyMAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,391.44
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
AddressPO BOX 627 EUSTIS FL 327270627, EUSTIS, FL 32727-0627

Mortgage

Document Number53900877
DateDec 13, 2019
Book Page005390/000877
Instrument142145
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 12, 2049

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$186,590 (+5.98%) Land $74,000 Building $112,590$260,585 (+27.69%) Land $74,000 Building $186,585
2024$2,695.00 (+11.46%)
2023$2,418.00 (+8.24%) Homeowner's exemption$176,060 (+3%)$204,073 (-) Land $35,520 Building $168,553
2022$2,234.00 Homeowner's exemption$170,940$204,073 Land $35,520 Building $168,553

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies19 in force

Wildfire

Wildfire RiskHigh
above 74% of the US · above 58% of Florida
Wildfire LikelihoodAbout 1 in 195 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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