San Diego County property record for 3733 Saddle Dr, Carlsbad, CA 92010
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,190 sqft · built 2000 |
| Lot Size | 0.19 acres (8,298 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,731,000 (May 2024) |
| Tax Bill | $19,893 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-301-21-00 |
| Primary APN | 168-301-21-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,190 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 8,298 sqft (0.19 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3733 SADDLE DR |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92010-6575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 103 TR 012951 |
| Legal Subdivision | CALAVERA HILLS VI |
| Legal Tract | 012951 |
| Legal Block | 2 |
| Legal Lot Number | 103 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 19810 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 136 CANYON CREEK WAY, OCEANSIDE, CA 92057-7517 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK N A |
| Oct 20, 2025 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 12, 2018 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2024 · Amount on Record |
| Deed Sale | May 29, 2024 · Amount on Record |
| Prior Sale | Jan 12, 2018 · Amount on Record |
| Deed Document Number | 2024134524 |
| Prior Transfer Date | Sep 11, 2015 |
| Prior Transfer Doc | 0000532043 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 1, 2026 |
| Property Address | 3733 SADDLE DR, CARLSBAD, CA 92010-6575 |
| Document Number | 0000088801 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202688801 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | TITLE CONNECTION, TITLE CONNECT |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust, 220 |
| Address | 3733 SADDLE DR, CARLSBAD, CA 92010-6575 |
| Investor | Possibly a Property Investor |
| Document Number | 0000088801, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202688801 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3733 SADDLE DR, CARLSBAD, CA 92010-6575 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Title Company | RADIAN TITLE INSURANCE INC |
| Name | Verified Name |
|---|---|
| Address | 3733 SADDLE DR, CARLSBAD, CA 92010-6575 |
| Document Number | 0000292410 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025-0292410 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Nov 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3733 SADDLE DR, CARLSBAD, CA 92010-6575 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 3733 SADDLE DR, CARLSBAD, CA 92010-6575 |
| Document Number | 0000248828 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021-0248828 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.35% |
| Type Change Date | Apr 1, 2028 |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.35% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.35% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 12, 2018 |
| Property Address | 3733 SADDLE DR, CARLSBAD, CA 92010-6575 |
| Document Number | 0000013418 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 13418 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,002.10 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3733 SADDLE DR CARLSBAD CA 920106575, CARLSBAD, CA 92010-6575 |
| Document Number | 13419 |
|---|---|
| Date | Jan 12, 2018 |
| Instrument | 13419 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 11, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,800,932 (+2%) Land $1,248,480 Building $552,452 | |
| 2025 | $19,893.00 (+71.89%) | $1,765,620 (+77.22%) Land $1,224,000 Building $541,620 |
| 2024 | $11,573.00 (+0.49%) | |
| 2023 | $11,517.00 (+1.47%) Homeowner's exemption | $996,305 (+2%) Land $546,361 Building $449,944 |
| 2022 | $11,350.00 Homeowner's exemption | $976,771 Land $535,649 Building $441,122 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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