San Diego County property record for 3726 Saddle Dr, Carlsbad, CA 92010
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,190 sqft · built 2000 |
| Lot Size | 0.2 acres (8,711 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,025,000 (May 2019) |
| Tax Bill | $13,108 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 168-302-10-00 |
| Primary APN | 168-302-10-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,190 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Lot Area | 8,711 sqft (0.2 acres) |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3726 SADDLE DR |
|---|---|
| City | CARLSBAD |
| State | CA |
| Zip | 92010-6574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-C |
| Legal Description | LOT 115 TR 012951 |
| Legal Subdivision | CARLSBAD COURT |
| Legal Tract | 012951 |
| Legal Block | 2 |
| Legal Lot Number | 115 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 19810 |
Source: San Diego County assessment roll, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3726 SADDLE DR, CARLSBAD, CA 92010-6574 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| May 22, 2019 | Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on Record |
| Deed Sale | May 22, 2019 · Amount on Record |
| Prior Sale | May 7, 2013 · Amount on Record |
| Deed Document Number | 2019193916 |
| Prior Transfer Date | Apr 30, 2003 |
| Prior Transfer Doc | 0000798015 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3726 SADDLE DR, CARLSBAD, CA 92010-6574 |
| Document Number | 0000091980 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3726 SADDLE DR CARLSBAD CA 920106574, CARLSBAD, CA 92010-6574 |
| Document Number | 0000091980 |
|---|---|
| Date | Feb 24, 2020 |
| Instrument | 91980 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 22, 2019 |
| Property Address | 3726 SADDLE DR, CARLSBAD, CA 92010-6574 |
| Document Number | 0000193916 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 193916 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,127.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 5314 KEYSTONE DR FREMONT CA 945367047, FREMONT, CA 94536-7047 |
| Document Number | 193917 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 193917 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Carlsbad City |
| Unified School District | Carlsbad Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,166,268 (+2%) Land $597,357 Building $568,911 | |
| 2025 | $13,108.00 (+3.83%) Homeowner's exemption | $1,143,401 (+4.04%) Land $585,645 Building $557,756 |
| 2023 | $12,624.00 (+1.48%) Homeowner's exemption | $1,099,003 Land $562,904 Building $536,099 |
| 2022 | $12,440.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 71% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARLSBAD MWD serves 96,371 people · EPA ID CA3710005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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