3733 Cook Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 3733 Cook Rd, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	1.6 acres (69,696 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (May 2022)
Tax Bill	$4,687 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-01-400-003-02`

Property Details

APN / Parcel Number

Primary APN	`010-01-400-003-02`

Exterior

Lot Area	69,696 sqft (1.6 acres)

Location & Zoning

Street Address	3733 COOK RD
City	OWOSSO
State	MI
Zip	48867-8938
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 1 T6N R2E COM AT PT WHICH IS S8703'15!W ON S SEC LN 945.40 FT & N ON CLN OF COOK ROAD 893 FT FROM SE COR OF SEC CONTINUIN
Legal Range	02E
Legal Township	06N
Legal Section	01
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	BENNINGTON
Census Block Group	3
Census Block	3018
Census Tract	31401

Owner

Source: Shiawassee County records · APN 010-01-400-003-02

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3733 COOK RD, OWOSSO, MI 48867-8938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Jan 20, 2017	Intrafamily Transfer, Transfer LUXURY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Deed Document Number	20223360465
Deed Book / Page	1296 / 540
Prior Transfer Date	Jan 12, 2017
Prior Transfer Doc	0012300223
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 12, 2022
Property Address	3733 COOK RD, OWOSSO, MI 48867-8938
Document Number	0012960540
Book / Page	1296 / 540
Instrument Date	May 06, 2022
Instrument	3360465
Transaction Type	Transfer
Record Updated	May 24, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,362.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3733 COOK RD, 3733, OWOSSO, MI 48867-8938

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3733 COOK RD, OWOSSO, MI 48867-8938

Mortgage

Document Number	0003360466
Date	May 12, 2022
Instrument	3360466

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	3733 COOK RD, OWOSSO, MI 48867-8938
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3733 COOK RD, OWOSSO, MI 48867-8938

Mortgage

Document Number	0012810389
Date	Apr 14, 2021
Book Page	1281/389
Instrument	3345154

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2036

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 20, 2017
Property Address	3733 COOK RD, OWOSSO, MI 48867-8938
Document Number	0012300221
Book / Page	1230 / 0221
Instrument Date	Jan 12, 2017
Instrument	3293528
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4267 MAPLEWOOD MEADOWS AVE, 4267, GRAND BLANC, MI 48439-8670

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3733 COOK RD, OWOSSO, MI 48867-8938

Mortgage

Document Number	0012300223
Date	Jan 20, 2017
Book Page	1230/0223
Instrument	3293530

Lender

Name	LUXURY MORTGAGE CORP
Type	Mortgage Company
Address	STAMFORD, CT 06901

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2032

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Bennington Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,900 (+14.29%)	$423,800 (+14.29%)
2025	$4,687.00 (+2.9%) Homeowner's exemption	$185,400 (+23.19%)	$370,800 (+23.19%)
2024	$4,555.00 (+58.21%)
2023	$2,879.00 Homeowner's exemption	$150,500	$301,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550314013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 17% of Michigan
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
DayStarr	Fiber	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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