3721 Cook Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 3721 Cook Rd, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Lot Size1.6 acres (69,696 sqft)
Owner2 Individual Names on File
Tax Bill$3,454 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN010-01-400-003-04

Property Details

APN / Parcel Number

Primary APN010-01-400-003-04

Exterior

Lot Area69,696 sqft (1.6 acres)

Location & Zoning

Street Address3721 COOK RD
CityOWOSSO
StateMI
Zip48867-8938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 1 T6N R2E PT OF SE 14 COM S8703'15!W ON S SEC LN 945.40 FT & N0047'13!W ON CLN OF COOK RD 1126 FT FROM SE COR OF SEC TH C
Legal Range02E
Legal Township06N
Legal Section01
JurisdictionSHIAWASSEE MI
Township / Civil DivisionBENNINGTON
Census Block Group3
Census Block3018
Census Tract31401

Owner

3721 Cook Rd is owned and occupied by two individuals.

Source: Shiawassee County records, as of July 16, 2026

Owner of Record2 Individual Names on File
Mailing Address3721 COOK RD, OWOSSO, MI 48867-8938
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address3721 COOK RD, OWOSSO, MI 48867-8938
Document Number0012530556
Instrument DateJan 25, 2019
Transaction TypeMortgage
Record UpdatedFeb 13, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3721 COOK RD OWOSSO MI 488678938, OWOSSO, MI 48867-8938

Mortgage

Document Number0012530556
DateJan 25, 2019
Book Page001253/000556
Instrument3317043
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLOMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJan 24, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3721 Cook Rd was $3,454 with a homeowner's exemption, up 3% from the year before.

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionBennington Township
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,300 (+12.67%)$460,600 (+12.67%)
2025$3,454.00 (+2.98%) Homeowner's exemption$204,400$408,800
2024$3,354.00 (+7.43%)
2023$3,122.00 Homeowner's exemption$165,700$331,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3721 Cook Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3721 Cook Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DayStarr
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

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