McLennan County property record for 3732 Willow Bend Cir, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,739 sqft · built 1988 |
| Lot Size | 0.495 acres (21,553 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,194 (2025) |
| Deeds & Mortgages | Mar 2020 Sale Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-009004-004800-9 |
| Primary APN | 48-009004-004800-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,739 sqft Living Area |
| Gross Area | 3,295 sqft |
| 1st Floor Area | 2,257 sqft |
| 2nd Floor Area | 482 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 21,553 sqft (0.495 acres) |
| Lot Dimensions | 142 ft deep x 118 ft wide |
| Garage Type | Attached |
| Garage Area | 556 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,716 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 376 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3732 WILLOW BEND CIR |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-2361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | CHIMNEY HILL LOT 48 BLOCK 1 ACRES .4948 |
| Legal Subdivision | CHIMNEY HILL |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2800 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3732 WILLOW BEND CIR, WACO, TX 76708-2361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Aug 31, 2017 | Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2020 |
| Deed Sale | Mar 9, 2020 |
| Prior Sale | Aug 31, 2017 · Amount on Record |
| Deed Document Number | 20208092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Mar 9, 2020 |
| Property Address | 3732 WILLOW BEND CIR, WACO, TX 76708-2361 |
| Document Number | 0000008092 |
| Instrument Date | Mar 5, 2020 |
| Instrument | 8092 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3732 WILLOW BEND CIR WACO TX 767082361, WACO, TX 76708-2361 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Aug 31, 2017 |
| Property Address | 3732 WILLOW BEND CIR, WACO, TX 76708-2361 |
| Document Number | 0000028689 |
| Map Reference | VOL1503 PG396 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 2017028689 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3732 WILLOW BEND CIR, WACO, TX 76708-2361 |
| Document Number | 0000028690 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 2017028690 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,000 (-7.31%) Land $71,989 Building $144,011 | $216,000 (-7.31%) Land $71,989 Building $144,011 | |
| 2025 | $2,194.00 (-42.41%) Homeowner's exemption Senior Citizen's exemption | $233,043 (-16.93%) Land $56,900 Building $176,143 | $233,043 (-16.93%) Land $56,900 Building $176,143 |
| 2024 | $3,810.00 (-6.5%) | ||
| 2023 | $280,552 Land $56,900 Building $223,652 | $280,552 Land $56,900 Building $223,652 | |
| 2022 | $4,075.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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