St. Clair County property record for 3732 N River Rd, Fort Gratiot, MI 48059
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,438 sqft · built 1920 |
| Lot Size | 0.553 acres (24,089 sqft) |
| Owner | Company Name on File |
| Last Sale | $25,000 (Feb 2013) |
| Tax Bill | $5,275 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-20-630-0016-000 |
| Primary APN | 74-20-630-0016-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,438 sqft Living Area |
| 1st Floor Area | 1,438 sqft |
| Basement Area | 1,024 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cottage |
| Lot Area | 24,089 sqft (0.553 acres) |
| Lot Dimensions | 259 ft deep x 93 ft wide |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3732 N RIVER RD |
|---|---|
| City | FORT GRATIOT |
| State | MI |
| Zip | 48059-4145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | S 259' OF LOT 16 & S 259' OF E 10.24' OF LOT 15 POLLINA PLAT |
| Legal Subdivision | POLLINA PLAT |
| Legal Lot Number | 15-16 |
| Legal Unit | 16,15 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | FORT GRATIOT |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 630400 |
3732 N River Rd is owned by a company that bought it in February 2013.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3520 POLLINA AVE, FORT GRATIOT, MI 48059-4135 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2013 · Amount on File |
| Deed Sale | Feb 21, 2013 · Amount on File |
| Deed Document Number | 20134925 |
| Deed Book / Page | 4361 / 461 |
| Prior Transfer Date | Dec 17, 2012 |
| Prior Transfer Doc | 004338/584 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3732 N River Rd was $5,275.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Fort Gratiot Charter Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,200 (+10.31%) | $282,400 | |
| 2025 | $5,275.00 | $128,000 | |
| 2024 | $256,000 | ||
| 2023 | $109,500 | ||
| 2022 | $1,729.00 | $219,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3732 N River Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (2008–2009) |
| Claims Outside the SFHA | 16 of 16 |
| Most Recent Claim | Feb 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3732 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORT HURON serves 28,983 people · EPA ID MI0005480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2021 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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