St. Clair County property record for 3707 N River Rd, Fort Gratiot, MI 48059
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,352 sqft · built 1947 |
| Lot Size | 1.61 acres (70,219 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,451 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-20-630-0027-000 |
| Primary APN | 74-20-630-0027-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 676 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Lot Area | 70,219 sqft (1.61 acres) |
| Lot Depth | 850 ft Depth |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3707 N RIVER RD |
|---|---|
| City | FORT GRATIOT |
| State | MI |
| Zip | 48059-4146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | LOT 26 POLLINA PLAT |
| Legal Subdivision | POLLINA |
| Legal Lot Number | 26 |
| Legal Unit | 26 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | FORT GRATIOT |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 630400 |
3707 N River Rd is owned and occupied by two individuals who acquired it in October 2025.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3707 N RIVER RD, FORT GRATIOT, MI 48059-4146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 17, 2025 |
| Transfer Doc | 0005866461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 30, 2025 |
| Property Address | 3707 N RIVER RD, FORT GRATIOT, MI 48059-4146 |
| Document Number | 0005866461 |
| Book / Page | 5866 / 461 |
| Map Reference | LB 54 PG 12 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025020848 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3707 N RIVER RD, FORT GRATIOT, MI 48059-4146 |
| Name | Verified Name |
|---|---|
| Address | 3707 N RIVER RD, FORT GRATIOT, MI 48059-4146 |
The 2025 property tax bill for 3707 N River Rd was $2,451 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Fort Gratiot Charter Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,700 (+51.43%) | $211,400 | |
| 2025 | $2,451.00 Homeowner's exemption | $69,800 | |
| 2024 | $139,600 | ||
| 2023 | $75,900 | ||
| 2022 | $2,195.00 | $151,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3707 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (2008–2009) |
| Claims Outside the SFHA | 16 of 16 |
| Most Recent Claim | Feb 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3707 N River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT GRATIOT TOWNSHIP serves 10,640 people · EPA ID MI0002385 |
|---|---|
| Water Source | Purchased surface water from CITY OF PORT HURON |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mercury Fiber Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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