3732 Middlebrook Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3732 Middlebrook Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,400 sqft · built 1948
Lot Size	0.141 acres (6,142 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Sep 2025)
Tax Bill	$7,542 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`042-0008-0043-00`

Property Details

APN / Parcel Number

Primary APN	`042-0008-0043-00`
Alternative APN	`0089684`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,400 sqft Living Area
Gross Area	2,300 sqft
1st Floor Area	700 sqft
2nd Floor Area	700 sqft
Basement Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	6,142 sqft (0.141 acres)
Lot Dimensions	115 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3732 MIDDLEBROOK AVE
City	CINCINNATI
State	OH
Zip	45208-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	MIDDLEBROOK AVE 55 X 115 PT LOT 20-21 GROVE PARK 1ST SUB PARS 43-153 CONS
Legal Subdivision	GROVE PARK 1ST SUB
Legal Lot Number	20-21
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5001
Census Tract	5000

Owner

3732 Middlebrook Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Hamilton County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3732 MIDDLEBROOK AVE, CINCINNATI, OH 45208-1119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 16, 2025	Warranty Deed, Transfer · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jul 13, 2020	Deed of Trust, Construction Loan · Construction Mortgage EAGLE SVGS BK
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage UNION SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on File
Deed Sale	Sep 16, 2025 · Amount on File
Prior Sale	Aug 11, 2020 · Amount on File
Deed Document Number	202571382
Deed Book / Page	15501 / 459
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3732 MIDDLEBROOK AVE, CINCINNATI, OH 45208-1119
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10007 WINDZAG LN, MONTGOMERY, OH 45242-5846

Mortgage

Document Number	0000065115
Date	Aug 26, 2025
Book Page	15487/1455
Instrument	2025-0065115

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Max Rate	13.2%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 16, 2025
Property Address	3732 MIDDLEBROOK AVE, CINCINNATI, OH 45208-1119
Document Number	0000071382
Book / Page	15501 / 459
Map Reference	MB 31 PG 52
Instrument Date	Sep 3, 2025
Instrument	2025-0071382
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3732 MIDDLEBROOK AVE, CINCINNATI, OH 45208-1119

Mortgage

Document Number	0000071383
Date	Sep 16, 2025
Instrument	2025-0071383

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jul 13, 2020
Property Address	3732 MIDDLEBROOK AVE, CINCINNATI, OH 45208-1119
Document Number	0000067215
Book / Page	014208 / 004675
Instrument Date	Jul 6, 2020
Instrument	67215
Transaction Type	Construction Loan
Record Updated	Sep 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3732 MIDDLEBROOK AVE CINCINNATI OH 452081119, CINCINNATI, OH 45208-1119

Mortgage

Document Number	0000067215
Date	Jul 13, 2020
Book Page	014208/004675
Instrument	67215

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 12, 2021

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 11, 2020
Property Address	3732 MIDDLEBROOK AVE, CINCINNATI, OH 45208-1119
Document Number	0000079418
Book / Page	014229 / 000838
Instrument Date	Mar 7, 2020
Instrument	79418
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD CINCINNATI OH 452493701, CINCINNATI, OH 45249-3701

Mortgage

Document Number	79419
Date	Aug 11, 2020
Book Page	014229/000840
Instrument	79419

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 10, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3732 Middlebrook Ave was $7,542, up 1.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,542.00 (+1.25%)	$122,466 (+%) Land $48,878 Building $73,588	$349,900 Land $139,650 Building $210,250
2024	$7,449.00 (-0.39%)	$122,464 (-) Land $48,877 Building $73,587
2023	$7,478.00 (+13.44%)	$122,464 (+26.47%) Land $48,877 Building $73,587	$349,900 Land $139,650 Building $210,250
2022	$6,592.00 Homeowner's exemption	$96,832 Land $40,499 Building $56,333
2020			$276,660 Land $115,710 Building $160,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3732 Middlebrook Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3732 Middlebrook Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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