3731 Middlebrook Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3731 Middlebrook Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1948
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Owner Names on File
Last Sale	$208,000 (Nov 2004)
Tax Bill	$6,417 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-0008-0034-00`

Property Details

APN / Parcel Number

Primary APN	`042-0008-0034-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
1st Floor Area	812 sqft
2nd Floor Area	812 sqft
Basement Area	1,054 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	115 ft deep x 56 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3731 MIDDLEBROOK AVE
City	CINCINNATI
State	OH
Zip	45208-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MIDDLEBROOK AVE 56 X 115 PTS LOTS 26-27 GROVE PARK1ST SUB PARS 34-149 CONS
Legal Subdivision	GROVE PARK 1ST SUB
Legal Lot Number	26-27 27
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	5
Census Block	5002
Census Tract	5000

Owner

The current owner of 3731 Middlebrook Ave bought it in November 2004.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Owner Names on File
Mailing Address	3731 MIDDLEBROOK AVE, CINCINNATI, OH 45208-1118
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 29, 2004 · Amount on File
Deed Sale	Nov 29, 2004 · Amount on File
Deed Document Number	04-239510
Deed Book / Page	9792 / 00767
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3731 MIDDLEBROOK AVE, CINCINNATI, OH 45208-1118
Transaction Type	Mortgage
Record Updated	Feb 24, 2023
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005795
Date	Jan 23, 2023
Book Page	14837/1210
Instrument	2023-0005795

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3731 MIDDLEBROOK AVE, CINCINNATI, OH 45208-1118
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010078
Date	Jan 25, 2021
Book Page	14340/1359
Instrument	2021-0010078

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 3731 Middlebrook Ave was $6,417, up 0.9% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,417.00 (+0.88%)	$104,164 (-) Land $49,343 Building $54,821
2024	$6,361.00 (-0.76%)	$104,164 (-) Land $49,343 Building $54,821
2023	$6,410.00 (-0.45%)	$104,164 (+10.97%) Land $49,343 Building $54,821	$297,610 Land $140,980 Building $156,630
2022	$6,439.00 Homeowner's exemption	$93,871 Land $40,884 Building $52,987
2020			$268,200 Land $116,810 Building $151,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3731 Middlebrook Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3731 Middlebrook Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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