3732 98th St SE, Everett, WA 98208 Property Records

Snohomish County property record for 3732 98th St SE, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,898 sqft · built 1986
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individuals on Record
Last Sale	$1,100,000 (Apr 2024)
Tax Bill	$9,985 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7292-000-017-00`

Property Details

APN / Parcel Number

Primary APN	`7292-000-017-00`
Alternative APNs	`007292-000-017-00` `72920000170003` `1185714`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	4 Stories
Building Area	2,898 sqft Living Area
Gross Area	3,479 sqft
1st Floor Area	1,390 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Quadruplex
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	581 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Sundeck
Porch Area	63 sqft
Deck Area	365 sqft
Patio Area	365 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1185714
Street Address	3732 98TH ST SE
City	EVERETT
State	WA
Zip	98208-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-9,600
Legal Description	VALMONT PARK BLK 000 D-00 LOT 17
Legal Section	16
Legal Subdivision	VALMONT PARK
Legal Block	000 D
Legal Lot Number	17
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	1
Census Block	1001
Census Tract	41601

Owner

Source: Snohomish County assessment roll, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3732 98TH ST SE, EVERETT, WA 98208-3140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jun 30, 2017	Deed of Trust, Mortgage GUILD MORTGAGE CO
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Jan 11, 2017	Warranty Deed, Transfer · Conventional Mortgage LOANSTAR HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Jan 11, 2017 · Amount on Record
Deed Document Number	202464
Record Updated	Sep 20, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Apr 16, 2024
Property Address	3732 98TH ST SE, EVERETT, WA 98208-3140
Document Number	0000000064
Map Reference	VOL 45 PG 63&64
Instrument Date	Apr 10, 2024
Instrument	202404160064
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	WFG NATIONAL TITLE COMPANY/WA LLC, WFG NATL TTL CO OF WA LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18,640.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3732 98TH ST SE, EVERETT, WA 98208-3140

Mortgage

Document Number	0000000065
Date	Apr 16, 2024
Instrument	202404160065

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	3732 98TH ST SE, EVERETT, WA 98208-3140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000483
Date	Jun 30, 2017
Instrument	201706300483

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	3732 98TH ST SE, EVERETT, WA 98208-3140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000108
Date	Apr 15, 2019
Instrument	201904150108

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	3732 98TH ST SE, EVERETT, WA 98208-3140
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000973
Date	Nov 20, 2020
Instrument	202011200973

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company
Address	BELLEVUE, WA 98006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jan 11, 2017
Property Address	3732 98TH ST SE, EVERETT, WA 98208-3140
Document Number	0000000491
Instrument Date	Jan 10, 2017
Instrument	201701110491
Transaction Type	Transfer
Record Updated	Jan 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3732 98TH ST SE EVERETT WA 982083140, EVERETT, WA 98208-3140

Mortgage

Document Number	492,
Date	Jan 11, 2017
Instrument	201701110492

Lender

Name	LOANSTAR HM LNDG
Address	PORTLAND, OR 97223

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 10, 2047

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,985.00 (+28.26%)	$1,062,600 (+21.32%) Land $468,000 Building $594,600	$1,062,600 (+21.32%) Land $468,000 Building $594,600
2023	$7,785.00 (+12.79%)	$875,900 (+29.25%) Land $400,400 Building $475,500	$875,900 (+29.25%) Land $400,400 Building $475,500
2022	$6,902.00	$677,700 Land $276,600 Building $401,100	$677,700 Land $276,600 Building $401,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER & SEWER DISTRICT serves 65,033 people · EPA ID WA5379250
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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