3703 98th St SE, Everett, WA 98208 Property Records

Snohomish County property record for 3703 98th St SE, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,417 sqft · built 1987
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (May 2026)
Tax Bill	$7,803 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7292-000-013-00`

Property Details

APN / Parcel Number

Primary APN	`7292-000-013-00`
Alternative APNs	`007292-000-013-00` `72920000130007` `1185710`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,417 sqft Living Area
Gross Area	2,945 sqft
1st Floor Area	1,289 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Sundeck
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1185710
Street Address	3703 98TH ST SE
City	EVERETT
State	WA
Zip	98208-3140
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD-9,600
Legal Description	VALMONT PARK BLK 000 D-00 LOT 13
Legal Section	16
Legal Subdivision	VALMONT PARK
Legal Block	000 D
Legal Lot Number	13
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	1
Census Block	1001
Census Tract	41601

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3703 98TH ST SE, EVERETT, WA 98208-3140
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
May 22, 2026	Warranty Deed, Transfer · Conventional Mortgage E-CHICAGO TITLE, CHICAGO TITLE
Jan 9, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2026 · Amount on Record
Deed Sale	May 22, 2026 · Amount on Record
Deed Document Number	2026343
Prior Transfer Date	Dec 6, 2025
Prior Transfer Doc	0000000171
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	3703 98TH ST SE, EVERETT, WA 98208-3140
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000021
Date	Apr 20, 2022
Instrument	202204200021

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	May 22, 2026
Property Address	3703 98TH ST SE, EVERETT, WA 98208-3140
Document Number	0000000343
Instrument Date	May 20, 2026
Instrument	2026343
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,568,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3703 98TH ST SE, EVERETT, WA 98208-3140

Mortgage

Document Number	0000000344,
Date	May 22, 2026
Instrument	202622344

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SNOHOMISH WA
Recording Date	Jan 9, 2026
Property Address	3703 98TH ST SE, EVERETT, WA 98208-3140
Document Number	0000000171
Instrument Date	Dec 6, 2025
Instrument	202601090171
Transaction Type	Transfer
Record Updated	Jan 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,803.00 (+7.23%)	$824,600 (+18.09%) Land $460,000 Building $364,600	$824,600 (+18.09%) Land $460,000 Building $364,600
2025	$7,277.00 (+3.96%)
2024		$698,300 (-10.78%) Land $360,000 Building $338,300	$698,300 (-10.78%) Land $360,000 Building $338,300
2023	$7,000.00	$782,700 Land $395,000 Building $387,700	$782,700 Land $395,000 Building $387,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SILVER LAKE WATER & SEWER DISTRICT serves 65,033 people · EPA ID WA5379250
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2021

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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