St. Louis County property record for 3731 Sundling Rd, Tower, MN 55790
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.25 ba · 1,488 sqft · built 2008 |
| Lot Size | 0.753 acres (32,823 sqft) |
| Owner | Individual Name on File |
| Last Sale | $695,000 (Nov 2016) |
| Tax Bill | $7,848 (2026) |
| Deeds & Mortgages | Mar 2024 Transfer Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0360-00021 |
| Primary APN | 387-0360-00021 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,488 sqft Gross Area |
| 1st Floor Area | 1,488 sqft |
| Basement Area | 1,339 sqft |
| Finished Basement | 1,339 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 32,823 sqft (0.753 acres) |
| Garage Area | 1,200 sqft |
| Deck Area | 40 sqft |
| Patio Area | 540 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1020777 |
|---|---|
| Street Address | 3731 SUNDLING RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NLY 210 FT OF SLY 310 FT SERIAL # |
| Legal Subdivision | SUNDLINGS COTTAGE SITES |
| Legal Lot Number | 1 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1250 |
| Census Tract | 15502 |
3731 Sundling Rd is owned and occupied by an individual who acquired it in February 2024.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3731 SUNDLING RD, TOWER, MN 55790-8609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Intrafamily Transfer, Transfer |
| Feb 2, 2024 | Deed of Trust, Mortgage · Conventional Mortgage CHOICE FINANCIAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2016 · Amount on File |
| Deed Sale | Nov 30, 2016 · Amount on File |
| Prior Sale | Nov 3, 2009 · Amount on File |
| Deed Document Number | 2016979056 |
| Last Transfer Date | Feb 29, 2024 |
| Transfer Doc | 0001077622 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 13, 2024 |
| Property Address | 3731 SUNDLING RD, TOWER, MN 55790-8609 |
| Document Number | 0001077622 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 1077622 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3731 SUNDLING RD, TOWER, MN 55790-8609 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3731 SUNDLING RD, TOWER, MN 55790-8609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001076687 |
|---|---|
| Date | Feb 2, 2024 |
| Instrument | 1076687 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Address | FARGO, ND 58104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Type Change Date | Feb 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year T-Bill |
| Max Rate | 11.1% |
The 2026 property tax bill for 3731 Sundling Rd was $7,848 with a homeowner's exemption, up 12% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,848.00 (+11.99%) Homeowner's exemption | ||
| 2025 | $7,008.00 Homeowner's exemption | $963,100 (+14.36%) Land $418,700 Building $544,400 | $963,100 (+14.36%) Land $418,700 Building $544,400 |
| 2024 | $842,200 Land $383,200 Building $459,000 | $842,200 Land $383,200 Building $459,000 | |
| 2023 | $6,420.00 Homeowner's exemption | ||
| 2022 | $704,000 Land $325,800 Building $378,200 | $704,000 Land $325,800 Building $378,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3731 Sundling Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3731 Sundling Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: CTC.
5G (outdoors only) and 4G LTE
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