St. Louis County property record for 3727 Sundling Rd, Tower, MN 55790
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 0.75 ba · 960 sqft · built 1976 |
| Lot Size | 0.899 acres (39,175 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,628 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 387-0360-00030 |
| Primary APN | 387-0360-00030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 0.75 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Gross Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Rustic |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Lot Area | 39,175 sqft (0.899 acres) |
| Garage Area | 1,440 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 160 sqft |
| Deck Area | 288 sqft |
| Storage Building | 25 sqft |
| Boat House | 500 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1159638 |
|---|---|
| Street Address | 3727 SUNDLING RD |
| City | TOWER |
| State | MN |
| Zip | 55790-8609 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | LOT: 0003 BLOCK:000 SERIAL # |
| Legal Subdivision | SUNDLINGS COTTAGE SITES |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GREENWOOD |
| Census Block Group | 1 |
| Census Block | 1250 |
| Census Tract | 15502 |
3727 Sundling Rd, a residential property, is held in a trust since June 2008.
Source: St. Louis County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 5400 157TH ST W, 186, SAINT PAUL, MN 55124-6616 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 5, 2008 |
| Transfer Doc | 0000854260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 21, 2026 |
| Property Address | 3727 SUNDLING RD, TOWER, MN 55790-8609 |
| Document Number | 0001101751 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 20261101751 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Document Number | 0001101751, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 20261101751 |
| Name | ENTRUST FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 3727 Sundling Rd was $3,628, up 4.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Greenwood Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,628.00 (+4.25%) | ||
| 2025 | $3,480.00 (-0.97%) | $443,000 (+7.29%) Land $208,900 Building $234,100 | $443,000 (+7.29%) Land $208,900 Building $234,100 |
| 2024 | $3,514.00 | $412,900 Land $184,900 Building $228,000 | $412,900 Land $184,900 Building $228,000 |
| 2022 | $347,200 Land $159,300 Building $187,900 | $347,200 Land $159,300 Building $187,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3727 Sundling Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3727 Sundling Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 80% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 90 / 5 |
May also be available: CTC.
5G (outdoors only) and 4G LTE
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