3731 Spruce St, Lincoln, NE 68516 Property Records

Lancaster County property record for 3731 Spruce St, Lincoln, NE 68516

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,084 sqft · built 1969
Lot Size	0.198 acres (8,617 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Aug 2021)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Feb 2026 Transfer Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`16-07-207-010-000`

Property Details

APN / Parcel Number

Primary APN	`16-07-207-010-000`
Alternative APN	`62227`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,084 sqft Living Area
Gross Area	2,950 sqft
1st Floor Area	1,384 sqft
Basement Area	1,160 sqft
Finished Basement	700 sqft
Unfinished Basement	460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,617 sqft (0.198 acres)
Lot Dimensions	122 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3731 SPRUCE ST
City	LINCOLN
State	NE
Zip	68516-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FIENE TERRACE SECOND ADDITION, BLOCK 5, LOT 10
Legal Subdivision	FIENE TERRACE SECOND ADDITION
Legal Block	5
Legal Lot Number	10
Jurisdiction	LANCASTER NE
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3014
Census Tract	2702

Owner

3731 Spruce St is owned and occupied by two individuals who acquired it in February 2026.

Source: Lancaster County records, as of March 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3731 SPRUCE ST, LINCOLN, NE 68516-1054
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Correction Deed
Aug 6, 2021	Personal Representative Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
Oct 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Deed Document Number	202147721
Last Transfer Date	Feb 4, 2026
Transfer Doc	0000006159
Record Updated	Sep 20, 2026

February 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	LANCASTER NE
Recording Date	Feb 23, 2026
Property Address	3731 SPRUCE ST, LINCOLN, NE 68516-1054
Document Number	0000006159
Instrument Date	Feb 6, 2026
Instrument	2026006159
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

August 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LANCASTER NE
Recording Date	Aug 6, 2021
Property Address	3731 SPRUCE ST, LINCOLN, NE 68516-1054
Document Number	0000047721
Instrument Date	Jul 16, 2021
Instrument	2021047721
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	AKSARBEN TITLE AND ESCROW, AKSARBEN TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$508.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000047722
Date	Aug 6, 2021
Instrument	2021047722

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER NE
Recording Date	Oct 20, 2017
Property Address	3731 SPRUCE ST, LINCOLN, NE 68516-1054
Document Number	0000044457
Instrument Date	Oct 20, 2017
Instrument	44457
Transaction Type	Transfer
Record Updated	Nov 10, 2017

Transaction

Amount	Amount on Record
Tax	$164.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3731 SPRUCE ST LINCOLN NE 685161054, LINCOLN, NE 68516-1054

Tax Assessment & Valuation

The 2025 property tax bill for 3731 Spruce St was $4,303, up 25.2% from the year before.

Source: Lancaster County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Lincoln City
Unified School District	Lincoln Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,303.00 (+25.23%)	$243,600 Land $55,000 Building $188,600	$243,600 Land $55,000 Building $188,600
2024	$3,436.00 (-23.91%)
2023	$4,516.00	$227,100 Land $50,000 Building $177,100	$227,100 Land $50,000 Building $177,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3731 Spruce St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3731 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 296,000 people · EPA ID NE3110926
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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