3711 Spruce St, Lincoln, NE 68516 Property Records

Lancaster County property record for 3711 Spruce St, Lincoln, NE 68516

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,425 sqft · built 1968
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Aug 2017)
Tax Bill	$5,283 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-07-207-012-000`

Property Details

APN / Parcel Number

Primary APN	`16-07-207-012-000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,425 sqft Living Area
1st Floor Area	677 sqft
2nd Floor Area	748 sqft
Upper Floors Area	748 sqft
Basement Area	885 sqft
Finished Basement	850 sqft

Exterior

Year Built	Built 1968
Architectural Style	Split Level
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	82 ft deep x 131 ft wide
Garage Type	Built-in
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	168 sqft
Patio Area	168 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	3711 SPRUCE ST
City	LINCOLN
State	NE
Zip	68516-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FIENE TERRACE SECOND ADDITION, BLOCK 5, LOT 12
Legal Subdivision	FIENE TERRACE SECOND ADDITION
Legal Block	5
Legal Lot Number	12
Jurisdiction	LANCASTER NE
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3014
Census Tract	2702

Owner

Source: Lancaster County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3711 SPRUCE ST, LINCOLN, NE 68516-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHARTER WEST BANK
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage CHARTER WEST BANK
Aug 2, 2017	Warranty Deed, Transfer · FHA Mortgage CHARTER WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2017 · Amount on Record
Deed Sale	Aug 2, 2017 · Amount on Record
Prior Sale	Aug 2, 2017 · Amount on Record
Deed Document Number	0000031966
Last Transfer Date	Apr 26, 2021
Transfer Doc	0000025075
Record Updated	Jun 8, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER NE
Recording Date	Apr 26, 2021
Property Address	3711 SPRUCE ST, LINCOLN, NE 68516-1054
Document Number	0000025075
Instrument Date	Apr 13, 2021
Instrument	2021025075
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	DC TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000025076
Date	Apr 26, 2021
Instrument	2021025076

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER NE
Property Address	3711 SPRUCE ST, LINCOLN, NE 68516-1054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044769
Date	Nov 6, 2019
Instrument	2019044769

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER NE
Recording Date	Aug 2, 2017
Property Address	3711 SPRUCE ST, LINCOLN, NE 68516-1054
Document Number	0000031966
Instrument Date	Jul 26, 2017
Instrument	2017031966
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$454.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000031967
Date	Aug 2, 2017
Instrument	2017031967

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Lancaster County
Municipality	Lincoln City
Unified School District	Lincoln Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,283.00 (+17.11%)	$299,100 (+11.11%) Land $55,000 Building $244,100	$299,100 (+11.11%) Land $55,000 Building $244,100
2023	$4,511.00	$269,200 Land $50,000 Building $219,200	$269,200 Land $50,000 Building $219,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 296,000 people · EPA ID NE3110926
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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