3731 Ridgedale Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 3731 Ridgedale Dr, Cincinnati, OH 45247

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,027 sqft · built 1973
Lot Size0.242 acres (10,542 sqft)
OwnerIndividual Name on File
Last Sale$248,000 (Oct 2025)
Tax Bill$3,475 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Sep 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN550-0081-0326-00

Property Details

APN / Parcel Number

Primary APN550-0081-0326-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,027 sqft Living Area
Gross Area2,970 sqft
1st Floor Area1,485 sqft
Basement Area1,485 sqft
Finished Basement542 sqft
Unfinished Basement943 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area10,542 sqft (0.242 acres)
Lot Dimensions135 ft deep x 66.5 ft wide
Garage TypeDetached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area240 sqft
Deck AreaDeck Area
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3731 RIDGEDALE DR
CityCINCINNATI
StateOH
Zip45247-6960
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOR PATTIE CT & RIDGEDALEDR 66.50 X 135.65 IRR - LOT 50 WHITE OAK TER BLK D PT 2
Legal SubdivisionWHITE OAK TERRACE
Legal BlockD
Legal Lot Number50
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3002
Census Tract20812

Owner

3731 Ridgedale Dr is owned and occupied by an individual who bought it in October 2025.

Source: Hamilton County records, as of April 2, 2026

Owner of RecordIndividual Name on File
Mailing Address3731 RIDGEDALE DR, CINCINNATI, OH 45247-6960
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2025Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Sep 16, 2025Affidavit of Death of Joint Tenant, Transfer
Feb 1, 2022Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 30, 2025 · Amount on File
Deed SaleOct 30, 2025 · Amount on File
Deed Document Number202584327
Deed Book / Page15533 / 422
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateOct 30, 2025
Property Address3731 RIDGEDALE DR, CINCINNATI, OH 45247-6960
Document Number0000084327
Book / Page15533 / 422
Map ReferenceMB 32 PG 58&59
Instrument DateOct 24, 2025
Instrument2025-0084327
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$248.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3731 RIDGEDALE DR, CINCINNATI, OH 45247-6960

Mortgage

Document Number0000084328
DateOct 30, 2025
Instrument2025-0084328
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionHAMILTON OH
Recording DateSep 16, 2025
Property Address3731 RIDGEDALE DR, CINCINNATI, OH 45247-6960
Document Number0000071397
Book / Page15501 / 575
Map ReferenceMB 32 PG 38&59
Instrument DateSep 5, 2025
Instrument2025-0071397
Transaction TypeTransfer
Record UpdatedOct 21, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2202 SCHEPER CT, COVINGTON, KY 41017-9241

February 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateFeb 1, 2022
Property Address3731 RIDGEDALE DR, CINCINNATI, OH 45247-6960
Document Number0000011896
Book / Page14595 / 3057
Map ReferenceMB 32 PG 58&59
Instrument DateJan 28, 2022
Instrument2022-0011896
Transaction TypeTransfer
Record UpdatedMar 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 3731 Ridgedale Dr was $3,475, down 2.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,475.00 (-2.93%) Homeowner's exemption$74,085 (-) Land $13,440 Building $60,645$211,670 Land $38,400 Building $173,270
2024$3,580.00 (+3.35%) Homeowner's exemption$74,085 (-) Land $13,440 Building $60,645
2023$3,464.00 (+7.88%) Homeowner's exemption$74,085 (+30.72%) Land $13,440 Building $60,645$211,670 Land $38,400 Building $173,270
2022$3,211.00 Homeowner's exemption$56,676 Land $12,044 Building $44,632
2020$161,930 Land $34,410 Building $127,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3731 Ridgedale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3731 Ridgedale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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