3728 Ridgedale Dr, Cincinnati, OH 45247 Property Records

Hamilton County property record for 3728 Ridgedale Dr, Cincinnati, OH 45247

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,967 sqft · built 1973
Lot Size0.214 acres (9,365 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Mar 2024)
Tax Bill$3,847 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Dec 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN550-0081-0343-00

Property Details

APN / Parcel Number

Primary APN550-0081-0343-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,967 sqft Living Area
1st Floor Area650 sqft
2nd Floor Area1,317 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area9,365 sqft (0.214 acres)
Lot Dimensions125 ft deep x 75 ft wide
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3728 RIDGEDALE DR
CityCINCINNATI
StateOH
Zip45247-6945
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGEDALE DR 75 X 125 LOT 67 WHITE OAK TER BL DPT 2
Legal SubdivisionWHITE OAK TERRACE
Legal BlockD
Legal Lot Number67
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3001
Census Tract20812

Owner

3728 Ridgedale Dr is owned and occupied by an individual who bought it in March 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3728 RIDGEDALE DR, CINCINNATI, OH 45247-6945
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 27, 2021Intrafamily Transfer, Transfer
Feb 2, 2019Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2024 · Amount on File
Deed SaleMar 6, 2024 · Amount on File
Prior SaleDec 27, 2021
Deed Document Number0000014742
Deed Book / Page15117 / 1013
Record UpdatedJun 8, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateMar 6, 2024
Property Address3728 RIDGEDALE DR, CINCINNATI, OH 45247-6945
Document Number0000014742
Book / Page15117 / 1013
Map ReferenceMB 32 PGS 58 TO 59
Instrument DateMar 4, 2024
Instrument2024-0014742
Transaction TypeTransfer
Record UpdatedMay 16, 2024
Title CompanyNOT AVAILABLE, RED LETTER TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3728 RIDGEDALE DR, CINCINNATI, OH 45247-6945

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3728 RIDGEDALE DR, CINCINNATI, OH 45247-6945

Mortgage

Document Number0000014743
DateMar 6, 2024
Instrument2024-0014743
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

Mortgage

Document Number0000014743
DateMar 6, 2024
Book Page15117/1016
Instrument2024-0014743
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address1111 POLARIS PKWY, COLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2054

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateDec 27, 2021
Property Address3728 RIDGEDALE DR, CINCINNATI, OH 45247-6945
Document Number0000154023
Book / Page14571 / 815
Map ReferenceMB 32 PG 58&59
Instrument DateDec 21, 2021
Instrument2021-0154023
Transaction TypeTransfer
Record UpdatedJan 21, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3728 RIDGEDALE DR, CINCINNATI, OH 45247-6945
Document Number0000012769
Instrument DateFeb 2, 2019
Transaction TypeMortgage
Record UpdatedMar 22, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address3728 RIDGEDALE DR CINCINNATI OH 452476945, CINCINNATI, OH 45247-6945

Mortgage

Document Number0000012769
DateFeb 19, 2019
Book Page013857/002334
Instrument12769
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3728 Ridgedale Dr was $3,847, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,847.00 (+2.26%)$70,858 (-) Land $12,075 Building $58,783
2024$3,762.00 (-0.45%)$70,858 (-) Land $12,075 Building $58,783
2023$3,779.00 (+8.94%)$70,858 (+33.41%) Land $12,075 Building $58,783$202,450 Land $34,500 Building $167,950
2022$3,469.00 Homeowner's exemption$53,113 Land $10,819 Building $42,294
2020$151,750 Land $30,910 Building $120,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3728 Ridgedale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3728 Ridgedale Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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