3731 Harmony Hwy, Harmony, NC 28634 Property Records

Iredell County property record for 3731 Harmony Hwy, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,244 sqft · built 2018
Lot Size	38.1 acres (1,663,774 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Dec 2017)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4871-75-3558.000`

Property Details

APN / Parcel Number

Primary APN	`4871-75-3558.000`
Alternative APN	`80061353`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,244 sqft Heated Area
Gross Area	2,744 sqft
1st Floor Area	1,244 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,663,774 sqft (38.1 acres)
Lot Width	655 ft Width
Garage Area	1,500 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80061353
Street Address	3731 HARMONY HWY
City	HARMONY
State	NC
Zip	28634-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	KINDER US 21
Legal Subdivision	EAGLE MILLS SOUTH
Legal Block	75
Jurisdiction	IREDELL NC
Township / Civil Division	EAGLE MILLS
Census Block Group	3
Census Block	3031
Census Tract	60801

Owner

3731 Harmony Hwy is owned by two individuals who acquired it in September 2019.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 348, HARMONY, NC 28634-0348
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit BLUEHARBOR BANK
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Sep 9, 2019	Quit Claim Deed, Mortgage ATLANTIC BAY MTG
Mar 29, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 8, 2017	Warranty Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on File
Deed Sale	Dec 8, 2017 · Amount on File
Prior Sale	Nov 1, 1992
Deed Book / Page	2527 / 2478
Last Transfer Date	Sep 3, 2019
Transfer Doc	2643550
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	3731 HARMONY HWY, HARMONY, NC 28634-9478
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 HARMONY HWY, HARMONY, NC 28634-9478

Mortgage

Document Number	0030231161
Date	Oct 24, 2023
Book Page	3023/1161

Lender

Name	BLUEHARBOR BANK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	3731 HARMONY HWY, HARMONY, NC 28634-9478
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028541410
Date	Sep 24, 2021
Book Page	2854/1410

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	Sep 9, 2019
Property Address	3731 HARMONY HWY, HARMONY, NC 28634-9478
Document Number	2643550
Book / Page	002643 / 000550
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 HARMONY HWY HARMONY NC 286349478, HARMONY, NC 28634-9478

Mortgage

Document Number	2643554
Date	Sep 9, 2019
Book Page	002643/000554

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 8, 2049

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IREDELL NC
Recording Date	Mar 29, 2019
Property Address	3731 HARMONY HWY, HARMONY, NC 28634-9478
Document Number	0026091601
Book / Page	2609 / 1601
Instrument Date	Mar 25, 2019
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 HARMONY HWY, HARMONY, NC 28634-9478

Mortgage

Document Number	0026091604
Date	Mar 29, 2019
Book Page	2609/1604

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

December 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Dec 8, 2017
Property Address	3731 HARMONY HWY, HARMONY, NC 28634-9478
Document Number	25272478
Book / Page	002527 / 002478
Instrument Date	Dec 6, 2017
Transaction Type	Construction Loan
Record Updated	Jan 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$330.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3715 HARMONY HWY HARMONY NC 28634, HARMONY, NC 28634

Tax Assessment & Valuation

The 2025 property tax bill for 3731 Harmony Hwy was $1,673.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,400 (-)	$437,640 (-) Land $211,030 Building $226,610
2025	$1,673.00	$273,400 (-)	$437,640 (-) Land $211,030 Building $226,610
2024	$1,673.00	$273,400 (-)	$437,640 (-) Land $211,030 Building $226,610
2023	$1,673.00 (+31.22%)	$273,400 (+41.12%)	$437,640 (+37.53%) Land $211,030 Building $226,610
2022	$1,275.00	$193,740	$318,210 Land $165,580 Building $152,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3731 Harmony Hwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3731 Harmony Hwy is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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