3724 Harmony Hwy, Harmony, NC 28634 Property Records

Iredell County property record for 3724 Harmony Hwy, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,550 sqft · built 1992
Lot Size	7.47 acres (325,393 sqft)
Owner	2 Individual Names on File
Last Sale	$19,500 (Apr 1989)
Tax Bill	$1,686 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4871-85-6001.000`

Property Details

APN / Parcel Number

Primary APN	`4871-85-6001.000`
Alternative APN	`29185750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,550 sqft Heated Area
Gross Area	4,030 sqft
1st Floor Area	1,550 sqft
Basement Area	1,334 sqft
Unfinished Basement	1,334 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	325,393 sqft (7.47 acres)
Lot Width	504 ft Width
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	270 sqft
Deck Area	300 sqft
Patio Area	660 sqft
Storage Building	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	29185750
Street Address	3724 HARMONY HWY
City	HARMONY
State	NC
Zip	28634-9478
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	PARKS & ALFORD
Legal Subdivision	EAGLE MILLS SOUTH
Legal Block	85
Jurisdiction	IREDELL NC
Township / Civil Division	EAGLE MILLS
Census Block Group	2
Census Block	2043
Census Tract	60801

Owner

3724 Harmony Hwy is owned and occupied by two individuals who bought it in April 1989.

Source: Iredell County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3724 HARMONY HWY, HARMONY, NC 28634-9478
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Aug 19, 2021	Deed of Trust, Mortgage · Line of Credit UNITED FCU
May 3, 2019	Deed of Trust, Mortgage · Line of Credit UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 1989 · Amount on File
Deed Sale	Apr 1, 1989 · Amount on File
Prior Sale	May 1, 1984 · Amount on File
Deed Book / Page	783 / 916
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	3724 HARMONY HWY, HARMONY, NC 28634-9478
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028191538
Date	Jun 4, 2021
Book Page	2819/1538

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	3724 HARMONY HWY, HARMONY, NC 28634-9478
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002843376
Date	Aug 19, 2021
Book Page	2843/376

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	3724 HARMONY HWY, HARMONY, NC 28634-9478
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2843376
Date	Aug 19, 2021
Book Page	2843/376

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Aug 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	3724 HARMONY HWY, HARMONY, NC 28634-9478
Document Number	2619526
Instrument Date	May 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3724 HARMONY HWY HARMONY NC 286349478, HARMONY, NC 28634-9478

Mortgage

Document Number	2619526
Date	May 16, 2019
Book Page	002619/000526

Lender

Name	UNITED FCU
Type	Credit Union
Address	ST JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 15, 2029

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3724 Harmony Hwy was $1,686.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$275,750 (-) Land $72,830 Building $202,920	$275,750 (-) Land $72,830 Building $202,920
2025	$1,686.00	$275,750 (-) Land $72,830 Building $202,920	$275,750 (-) Land $72,830 Building $202,920
2024	$1,686.00	$275,750 (-) Land $72,830 Building $202,920	$275,750 (-) Land $72,830 Building $202,920
2023	$1,686.00 (+27.34%)	$275,750 (+36.88%) Land $72,830 Building $202,920	$275,750 (+36.88%) Land $72,830 Building $202,920
2022	$1,324.00	$201,460 Land $57,150 Building $144,310	$201,460 Land $57,150 Building $144,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3724 Harmony Hwy in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3724 Harmony Hwy is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harmony Hwy

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