3729 Benseval Ln, Matthews, NC 28104 Property Records

Mecklenburg County property record for 3729 Benseval Ln, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,112 sqft · built 2017
Lot Size	0.219 acres (9,527 sqft)
Owner	Individual Name on Record
Last Sale	$470,000 (Sep 2026)
Tax Bill	$3,109 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-214-45`

Property Details

APN / Parcel Number

Primary APN	`231-214-45`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,112 sqft Living Area
Gross Area	2,552 sqft
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Frame
Roof Material	Other
Lot Area	9,527 sqft (0.219 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3729 BENSEVAL LN
City	MATTHEWS
State	NC
Zip	28104-0031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L7 M60-756
Legal Subdivision	LISMORE
Legal Block	4
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	5849

Owner

Source: Mecklenburg County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3729 BENSEVAL LN, MATTHEWS, NC 28104-0031
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Dec 27, 2017	Special Warranty Deed, Transfer
Sep 29, 2017	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Document Number	2026101852
Deed Book / Page	40730 / 125
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 22, 2026
Property Address	3729 BENSEVAL LN, MATTHEWS, NC 28104-0031
Document Number	0000101852
Book / Page	40730 / 125
Instrument Date	Sep 22, 2026
Instrument	2026101852
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	TRYON TITLE AGENCY LLC, TRYON TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3729 BENSEVAL LN, MATTHEWS, NC 28104-0031

Mortgage

Document Number	0000101853,
Date	Sep 22, 2026
Instrument	2026101853

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 27, 2017
Property Address	3729 BENSEVAL LN, MATTHEWS, NC 28104-0031
Document Number	0000172283
Book / Page	32367 / 864
Map Reference	MB60 PG756
Instrument Date	Dec 14, 2017
Instrument	2017172283
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Tax	$602.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3729 BENSEVAL LN, MATTHEWS, NC 28104-0031

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 29, 2017
Property Address	3729 BENSEVAL LN, MATTHEWS, NC 28104-0031
Document Number	0000132240
Book / Page	032158 / 000001
Instrument Date	Aug 21, 2017
Instrument	132240
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$172.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9920 KINCEY AVE #200 HUNTERSVILLE NC 280782400, 200, HUNTERSVILLE, NC 28078-2400
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,109.00	$382,700 Land $90,000 Building $292,700	$382,700 Land $90,000 Building $292,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Ripple Fiber.

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