3705 Benseval Ln, Matthews, NC 28104 Property Records

Mecklenburg County property record for 3705 Benseval Ln, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,286 sqft · built 2017
Lot Size	0.202 acres (8,828 sqft)
Owner	Individual Name on Record
Last Sale	$346,500 (Jul 2017)
Tax Bill	$4,834 (2023)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-214-40`

Property Details

APN / Parcel Number

Primary APN	`231-214-40`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,286 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	8,828 sqft (0.202 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	231-214-40
Street Address	3705 BENSEVAL LN
City	MATTHEWS
State	NC
Zip	28104-0031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L12 M60-756
Legal Subdivision	LISMORE SUB MAP 2
Legal Lot Number	12
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	5849

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3705 BENSEVAL LN, MATTHEWS, NC 28104-0031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 3, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAN FINANCIAL RESOURCES INC AMERICAN FINANCIAL RESOURCES INC
Jul 10, 2017	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2017 · Amount on Record
Deed Sale	Jul 10, 2017 · Amount on Record
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	0031949314
Deed Book / Page	31949 / 314
Record Updated	Jun 7, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3705 BENSEVAL LN, MATTHEWS, NC 28104-0031
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000219797
Date	Dec 29, 2020
Book Page	35479/874
Instrument	2020219797

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	3705 BENSEVAL LN, MATTHEWS, NC 28104-0031
Document Number	0000050021
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3705 BENSEVAL LN MATTHEWS NC 281040031, MATTHEWS, NC 28104-0031

Mortgage

Document Number	0000050021
Date	Apr 9, 2020
Book Page	034455/000898
Instrument	50021

Lender

Name	AMERICAN FINANCIAL RESOURCES INC AMERICAN FINANCIAL RESOURCES INC
Type	Bank
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

July 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 10, 2017
Property Address	3705 BENSEVAL LN, MATTHEWS, NC 28104-0031
Document Number	0000091431
Book / Page	31949 / 314
Map Reference	MB60 PG756
Instrument Date	Jun 21, 2017
Instrument	2017091431
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17010 SIKES PL, 17010, CHARLOTTE, NC 28277

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10125 BERKELEY PLACE DR, CHARLOTTE, NC 28262-1294

Mortgage

Document Number	0000091432
Date	Jul 10, 2017
Instrument	2017091432

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: Google Fiber.

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