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3728 E Lake Todd Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3728 E Lake Todd Dr, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2005
Square Footage1,708 sqft Living Area
Lot Size7,575 sqft (0.174 acres)
OccupancyOwner Occupied
Last Sale$212,500 (2021)
Tax Bill$2,549.00 (2024)

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000C0-0140

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3728 E LAKE TODD DR, HERNANDO, FL 34442-5574
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Line of Credit
TRUIST BANK
Jun 07, 2021Warranty Deed, Transfer
EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I
Jun 11, 2019Correction Deed
EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC
Jun 11, 2019Correction Deed
EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC
Jun 11, 2019Warranty Deed, Transfer · Conventional Mortgage
SUNTRUST BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 07, 2021 · Amount on Record
Deed SaleJun 07, 2021 · Amount on Record
Prior SaleJun 11, 2019 · Amount on Record
Deed Doc Number202138116
Deed Book / Page3171 / 2295
Prior Transfer DateJun 04, 2019
Prior Transfer Doc0029821751
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address3728 E LAKE TODD DR, HERNANDO, FL 34442-5574
Transaction TypeMortgage
Record UpdatedSep 08, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3728 E LAKE TODD DR, HERNANDO, FL 34442-5574

Mortgage

Document Number0031970987
DateAug 20, 2021
Book Page3197/987
Instrument2021057468
Lender
NameTRUIST BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 01, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 07, 2021
Property Address3728 E LAKE TODD DR, HERNANDO, FL 34442-5574
Document Number0031712295
Book / Page3171 / 2295
Map ReferenceMB 15 PG 75-79
Instrument DateMay 27, 2021
Instrument2021038116
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

AmountAmount Recorded
Tax$1,487.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3728 E LAKE TODD DR, 3728, HERNANDO, FL 34442-5574

Transferred To (Grantee/Buyer)

NameVerified Name
Address3728 E LAKE TODD DR, HERNANDO, FL 34442-5574

June 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionCITRUS FL
Recording DateJun 11, 2019
Property Address3728 E LAKE TODD DR, HERNANDO, FL 34442-5574
Document Number0029821749
Book / Page002982 / 001749
Instrument DateJun 04, 2019
Instrument30204
Record UpdatedJun 27, 2019
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address850 W NORVELL BRYANT HWY #306 HERNANDO FL 344425281, 306, HERNANDO, FL 34442-5281

June 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionCITRUS FL
Recording DateJun 11, 2019
Property Address3728 E LAKE TODD DR, HERNANDO, FL 34442-5574
Document Number0029821751
Book / Page002982 / 001751
Instrument DateJun 04, 2019
Instrument30205
Record UpdatedJun 27, 2019
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TITLE SVCS/CITRUS INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address850 W NORVELL BRYANT HWY #306 HERNANDO FL 344425281, 306, HERNANDO, FL 34442-5281

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 11, 2019
Property Address3728 E LAKE TODD DR, HERNANDO, FL 34442-5574
Document Number0029821753
Book / Page2982 / 1753
Map ReferenceMB 15 PG 75-79
Instrument DateJun 04, 2019
Instrument2019030206
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyEXPRESS TTL SVCS OF CITRUS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,365.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address850 W NORVELL BRYANT HWY # HWY306, 850, HERNANDO, FL 34442-5276

Transferred To (Grantee/Buyer)

NameVerified Name
Address2822 N ATTEBURY PT, HERNANDO, FL 34442-5427

Mortgage

Document Number29821755
DateJun 11, 2019
Instrument2982-1755
Lender
NameSUNTRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,547.00 (-0.08%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$210,169 (-5.51%) Land $10,770 Building $199,399$210,169 (-5.51%) Land $10,770 Building $199,399
2024$2,549.00 (+2.78%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$222,429 (-0.36%) Land $10,030 Building $212,399$222,429 (-0.36%) Land $10,030 Building $212,399
2023$2,480.00 (+4.2%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$223,224 (+11.21%) Land $10,030 Building $213,194$223,224 (+11.21%) Land $10,030 Building $213,194
2022$2,380.00 Disabled Person's exemption Senior Citizen's exemption Veteran's exemption$200,724 Land $10,030 Building $190,694$200,724 Land $10,030 Building $190,694

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 1,408 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN19E-18S-14-0140-000C0-0140
Alternative APNs
  • 1418S19E0140000C00140
  • 2915218

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,708 sqft Living Area
Gross Area2,391 sqft Gross Area
1st Floor1,708 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialCombination Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionHip Roof Construction
Roof MaterialFiberglass Roof
Lot Area7,575 sqft (0.174 acres)
Depth X Width103 ft x 65 ft Depth x Width
Parking Spaces5 Parking Spaces
Garage TypeAttached Garage
Garage Area463 sqft Garage
Patio Area169 sqft Patio
PorchFinished/Screened Porch
Porch Area256 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number2915218
Street Address3728 E LAKE TODD DR
CityHERNANDO
StateFL
Zip34442-5574
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionARBOR LAKES UNIT 1 PB 15 PG 75 LOT 14 BLK C
Legal Range19E
Legal Township18S
Legal Section14
Legal SubdivisionARBOR LAKES - UNIT 1
Legal BlockC
Legal Lot Number14
Legal Unit1
JurisdictionCITRUS FL
Minor Civil DivisionINVERNESS
Census Blockgroup1
Census Block1024
Census Tract450105

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