3708 E Lake Todd Dr, Hernando, FL 34442 Property Records

Citrus County property record for 3708 E Lake Todd Dr, Hernando, FL 34442 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,751 sqft Living Area
Lot Size	8,426 sqft (0.193 acres)
Occupancy	Owner Occupied
Last Sale	$255,000 (2021)
Tax Bill	$4,515.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`19E-18S-14-0140-000C0-012.0`
Alternative APNs	`1418S19E0140000C00120` `2846208`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,751 sqft Living Area
1st Floor	1,751 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2005
Architectural Style	Other Style
Exterior Material	Stucco Exterior
Construction Type	Concrete Blocks Construction
Foundation Type	Footing Foundation
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	8,426 sqft (0.193 acres)
Depth X Width	105 ft x 65 ft Depth x Width
Parking Spaces	10 Parking Spaces
Garage Area	477 sqft Garage
Porch	Finished/Screened Porch
Porch Area	231 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	2846208
Old Parcel Number	1418S19E0140000C00120
Street Address	3708 E LAKE TODD DR
City	HERNANDO
State	FL
Zip	34442-5574
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT 1 PB 15 PG 75 LOT 12 BLK C
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT 1
Legal Block	C
Legal Lot Number	12
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1024
Census Tract	450105

Owner

Source: Citrus County records · APN 19E-18S-14-0140-000C0-012.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3708 E LAKE TODD DR, HERNANDO, FL 34442-5574
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Jul 23, 2013 · Amount on Record
Deed Doc Number	2021073860
Deed Book / Page	3218 / 2012
Record Refreshed	Jun 08, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 25, 2021
Property Address	3708 E LAKE TODD DR, HERNANDO, FL 34442-5574
Document Number	0032182012
Book / Page	3218 / 2012
Map Reference	MB 15 PG 75-79
Instrument Date	Oct 14, 2021
Instrument	2021073860
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12043 INFANTRY LN, 12043, BRISTOW, VA 20136-1346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 E LAKE TODD DR, HERNANDO, FL 34442-5574

Mortgage

Document Number	32182014
Date	Oct 25, 2021
Instrument	3218/2014

Lender

Name	E LOANS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,515.00 (-0.2%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$233,961 (-5.55%) Land $11,190 Building $222,771	$233,961 (-5.55%) Land $11,190 Building $222,771
2024	$4,524.00 (+1.69%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$247,714 (-0.49%) Land $10,420 Building $237,294	$247,714 (-0.49%) Land $10,420 Building $237,294
2023	$4,449.00 (+59.86%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$248,923 (+11.28%) Land $10,420 Building $238,503	$248,923 (+11.28%) Land $10,420 Building $238,503
2022	$2,783.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$223,697 Land $10,420 Building $213,277	$223,697 Land $10,420 Building $213,277

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,408 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.