Bay County property record for 3725 E 9th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 1 ba · 1,175 sqft · built 1918 |
| Lot Size | 0.472 acres (20,560 sqft) |
| Owner | Company Name on Record |
| Last Sale | $90,000 (Dec 2022) |
| Tax Bill | $700 (2025) |
| Deeds & Mortgages | Dec 2022 Sale Mar 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15307-000-000 |
| Primary APN | 15307-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| Gross Area | 1,660 sqft |
| 1st Floor Area | 1,175 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,560 sqft (0.472 acres) |
| Lot Dimensions | 132 ft deep x 158 ft wide |
| Porch | Porch |
| Porch Area | 315 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3725 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5313 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | 2 4S 14W -123- 118B4- COMM AT SW COR OF NW1/4 OF NE1/4 OF TH SE1/4 TH E 94 E 66.83 THENCE E 44.58 FOR POB TH N 149.98 E 151.95 S 113.09 TO N ROW LI OF E 9TH ST TH S76W ALG N ROW LI 157.83 TO POB A/K/A PARCEL B ORB 4643 P 1247 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 1100 |
Source: Bay County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 35035, PANAMA CITY, FL 32412-5035 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 27, 2022 | Warranty Deed, Transfer SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Mar 12, 2019 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Dec 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 11, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 27, 2022 · Amount on Record |
| Deed Sale | Dec 27, 2022 · Amount on Record |
| Deed Document Number | 202290831 |
| Deed Book / Page | 4643 / 1247 |
| Prior Transfer Date | Dec 16, 2020 |
| Prior Transfer Doc | 0043392021 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 27, 2022 |
| Property Address | 3725 E 9TH ST, PANAMA CITY, FL 32401-5313 |
| Document Number | 0046431247 |
| Book / Page | 4643 / 1247 |
| Instrument Date | Dec 27, 2022 |
| Instrument | 2022090831 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | SOUTH OAK TITLE PANAMA CITY BCH, SOUTH OAK TITLE PANAMA CITY |
| Amount | Amount Recorded |
|---|---|
| Tax | $630.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 616 WILLIAMS AVE, PANAMA CITY, FL 32401-4372 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 35035, PANAMA CITY, FL 32412-5035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 3725 E 9TH ST, PANAMA CITY, FL 32401-5313 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041000482 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | 4100/0482 |
| Instrument | 2019026897 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 6, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 18, 2020 |
| Property Address | 3725 E 9TH ST, PANAMA CITY, FL 32401-5313 |
| Document Number | 0043392022 |
| Book / Page | 004339 / 002022 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 85920 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 616 WILLIAMS AVE PANAMA CITY FL 324014372, PANAMA CITY, FL 32401-4372 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 11, 2019 |
| Property Address | 3725 E 9TH ST, PANAMA CITY, FL 32401-5313 |
| Document Number | 0040780422 |
| Book / Page | 004078 / 000422 |
| Instrument Date | Jan 10, 2019 |
| Instrument | 4360 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4118 SALEM RD MARION OH 43302, MARION, OH 43302 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Springfield City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $700.00 (-9.56%) | $40,377 (-11.27%) | $51,571 (+13.33%) Land $51,571 |
| 2024 | $774.00 (+13.82%) | $45,504 (+36.37%) Land $45,504 | $45,504 (+36.37%) Land $45,504 |
| 2023 | $680.00 (+17.44%) | $33,369 (+15.79%) Land $33,369 | $33,369 (+15.79%) Land $33,369 |
| 2022 | $579.00 | $28,819 Land $28,819 | $28,819 Land $28,819 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 34 (1980–2022) |
| Claims Outside the SFHA | 31 of 34 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SPRINGFIELD serves 8,075 people · EPA ID FL1030148 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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