Bay County property record for 2723 E 9th St, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 850 sqft · built 1948 |
| Lot Size | 0.205 acres (8,973 sqft) |
| Owner | Company Name on Record |
| Last Sale | $62,300 (Mar 2018) |
| Tax Bill | $966 (2025) |
| Deeds & Mortgages | Dec 2019 Loan Modification Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15260-000-000 |
| Primary APN | 15260-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 850 sqft Heated Area |
| Gross Area | 1,044 sqft |
| 1st Floor Area | 850 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,973 sqft (0.205 acres) |
| Lot Dimensions | 100 ft deep x 90 ft wide |
| Porch | Porch |
| Porch Area | 146 sqft |
| Fence | Fence |
| Cooling System | Window A/C |
|---|---|
| Heating System | Radiant |
| Street Address | 2723 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | 2 4S 14W-75-118B3 BEG SE COR OF E1/2 OF SW1/4 OF NW1/4 OF SW1/4 TH N 100' W 90' S 100' E |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1700 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2310 S HIGHWAY 77 STE 110STE110, 110STE110, LYNN HAVEN, FL 32444-4616 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Dec 11, 2019 | Loan Modification, Mortgage · Conventional with PMI BAY VISIONS LLC |
| Mar 2, 2018 | Warranty Deed, Transfer · Conventional Mortgage BAY VISIONS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2018 · Amount on Record |
| Deed Sale | Mar 2, 2018 · Amount on Record |
| Prior Sale | May 28, 2004 |
| Deed Document Number | 2018012163 |
| Deed Book / Page | 3984 / 2122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 2723 E 9TH ST, PANAMA CITY, FL 32401-5110 |
| Document Number | 0042051001 |
| Instrument Date | Dec 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0042051001 |
|---|---|
| Date | Dec 27, 2019 |
| Book Page | 004205/001001 |
| Instrument | 108679 |
| Name | BAY VISIONS LLC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Dec 26, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Mar 2, 2018 |
| Property Address | 2723 E 9TH ST, PANAMA CITY, FL 32401-5110 |
| Document Number | 0039842122 |
| Book / Page | 003984 / 002122 |
| Instrument Date | Feb 9, 2018 |
| Instrument | 12163 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $436.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8938 N MCCANN RD PANAMA CITY FL 324092010, PANAMA CITY, FL 32409-2010 |
| Investor | Possibly a Property Investor |
| Document Number | 39842124 |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 003984/002124 |
| Instrument | 12164 |
| Name | BAY VISIONS LLC |
|---|---|
| Address | DOTHAN, AL 36303 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 1% |
|---|
| Document Number | 39842150, |
|---|---|
| Date | Mar 2, 2018 |
| Book Page | 003984/002150 |
| Instrument | 12171 |
| Name | WALTERS L E JR TRUST (PT) |
|---|---|
| Address | PO BOX 35206, PANAMA CITY, FL 32412-5206 |
| Amount | Amount Recorded |
|---|
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $966.00 (-10.8%) | $69,008 (+15.79%) Land $24,862 Building $44,146 | $69,008 (+15.79%) Land $24,862 Building $44,146 |
| 2023 | $1,083.00 (+13.4%) | $59,600 (+8.53%) Land $16,830 Building $42,770 | $59,600 (+8.53%) Land $16,830 Building $42,770 |
| 2022 | $955.00 | $54,917 Land $15,682 Building $39,235 | $54,917 Land $15,682 Building $39,235 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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