3725 Arbor Rd, Suffolk, VA 23435 Property Records

Suffolk City property record for 3725 Arbor Rd, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1972
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$343,800 (Mar 2026)
Tax Bill	$3,888 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Mar 2026 Sale & Mortgage
APN	`12A*A37`

Property Details

APN / Parcel Number

Primary APN	`12A*A37`
Alternative APN	`302733400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Mixed
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	302733400
Street Address	3725 ARBOR RD
City	SUFFOLK
State	VA
Zip	23435-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-ME
Legal Description	L 37 ARBOR MEADOWS
Legal Subdivision	ARBOR MEADOWS SD
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1011
Census Tract	75104

Owner

3725 Arbor Rd is owned and occupied by two individuals who bought it in March 2026.

Source: Suffolk City records, as of March 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3725 ARBOR RD, SUFFOLK, VA 23435-1902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 3, 2026	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on File
Deed Sale	Mar 3, 2026 · Amount on File
Deed Document Number	20262551
Prior Transfer Date	Feb 27, 2026
Prior Transfer Doc	0000002551
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	3725 ARBOR RD, SUFFOLK, VA 23435-1902
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190011458
Date	Oct 15, 2019
Instrument	190011458

Lender

Name	NATIONSTAR MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Mar 3, 2026
Property Address	3725 ARBOR RD, SUFFOLK, VA 23435-1902
Document Number	0260002551
Map Reference	MB 14 PG 2&3
Instrument Date	Feb 27, 2026
Instrument	260002551
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ROCKET CLOSE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3725 ARBOR RD, SUFFOLK, VA 23435-1902

Mortgage

Document Number	0260002552
Date	Mar 3, 2026
Instrument	260002552

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 3725 Arbor Rd was $3,888, up 5.5% from the year before.

Source: Suffolk City assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$321,400 (+4.49%) Land $78,800 Building $242,600
2025	$3,888.00 (+5.54%)	$321,400 (+4.49%) Land $78,800 Building $242,600	$307,600 Land $78,800 Building $228,800
2024	$3,684.00 (+11.3%)	$307,600 (+1.28%) Land $78,800 Building $228,800
2023	$3,310.00	$303,700 Land $78,800 Building $224,900	$303,700 Land $78,800 Building $224,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3725 Arbor Rd; 48 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3725 Arbor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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