3708 Arbor Rd, Suffolk, VA 23435 Property Records

Suffolk City property record for 3708 Arbor Rd, Suffolk, VA 23435

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,844 sqft · built 1972
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Dec 2018)
Tax Bill	$4,076 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Dec 2018 Sale & Mortgage
APN	`12A*A42`

Property Details

APN / Parcel Number

Primary APN	`12A*A42`
Alternative APN	`303610000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,844 sqft Living Area

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Attached
Garage Area	351 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	303610000
Street Address	3708 ARBOR RD
City	SUFFOLK
State	VA
Zip	23435-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES LOW-MEDIUM DENSITY
Legal Description	L.42 ARBOR MEADOWS
Legal Subdivision	ARBOR MEADOWS
Legal Lot Number	42
Jurisdiction	SUFFOLK CITY VA
Township / Civil Division	SUFFOLK
Census Block Group	1
Census Block	1009
Census Tract	75104

Owner

3708 Arbor Rd is owned and occupied by an individual who bought it in December 2018.

Source: Suffolk City records, as of December 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3708 ARBOR RD, SUFFOLK, VA 23435-1921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK
Dec 7, 2018	Warranty Deed, Transfer · FHA Mortgage TIDEWATER MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2018 · Amount on File
Deed Sale	Dec 7, 2018 · Amount on File
Deed Document Number	180013008
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK CITY VA
Property Address	3708 ARBOR RD, SUFFOLK, VA 23435-1921
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180004219
Date	Apr 26, 2018
Instrument	180004219

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2038

Interest

Rate Type	Fixed Rate
Rate	4.25%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUFFOLK CITY VA
Recording Date	Dec 7, 2018
Property Address	3708 ARBOR RD, SUFFOLK, VA 23435-1921
Document Number	180013008
Instrument Date	Dec 2, 2018
Instrument	180013008
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	REGENT TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3708 ARBOR RD, SUFFOLK, VA 23435-1921

Mortgage

Document Number	180013009
Date	Dec 7, 2018
Instrument	180013009

Lender

Name	TIDEWATER MORTGAGE SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3708 Arbor Rd was $4,076, up 4.5% from the year before.

Source: Suffolk City assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Suffolk City
Unified School District	Suffolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$338,900 (+3.32%) Land $79,300 Building $259,600
2025	$4,076.00 (+4.46%)	$338,900 (+3.32%) Land $79,300 Building $259,600	$328,000 Land $79,300 Building $248,700
2024	$3,902.00 (+10.79%)	$328,000 (+1.49%) Land $79,300 Building $248,700
2023	$3,522.00	$323,200 Land $79,300 Building $243,900	$323,200 Land $79,300 Building $243,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3708 Arbor Rd; 48 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 48 policies
Nearby Flood Policies	48 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3708 Arbor Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUFFOLK serves 69,822 people · EPA ID VA3800805
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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