3724 Stempek Ln, Pinconning, MI 48650 Property Records

Bay County property record for 3724 Stempek Ln, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,023 sqft
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$62,000 (Mar 2020)
Tax Bill	$2,085 (2026)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-026-300-260-00`

Property Details

APN / Parcel Number

Primary APN	`120-026-300-260-00`

Interior

Full Baths	1 Bath
Building Area	1,023 sqft Living Area
1st Floor Area	1,023 sqft
Basement Area	1,023 sqft

Exterior

Architectural Style	Ranch
Lot Area	43,560 sqft (1 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3724 STEMPEK LN
City	PINCONNING
State	MI
Zip	48650-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 285 FT S & 140 FT E OF INTER OF E LI HWY US-23 WI E & W 1/4 LI TH E 180 FT TH N 285 FT TH W 120 FT TH S 140 FT TH W 60 FT
Legal Subdivision	BELCHAK SUBDIVISION
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	2
Census Block	2023
Census Tract	286300

Owner

3724 Stempek Ln is owned and occupied by two individuals who bought it in March 2020.

Source: Bay County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	606 S JEFFERSON ST, SAGINAW, MI 48604-1416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Warranty Deed, Transfer · Conventional with PMI LAKE HURON CU
Apr 30, 2019	Grant Deed, Transfer ALL R/E SOLUTIONS LLC
Jan 29, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2020 · Amount on File
Deed Sale	Mar 30, 2020 · Amount on File
Prior Sale	Apr 30, 2019 · Amount on File
Deed Document Number	20204515
Prior Transfer Date	Oct 29, 2003
Prior Transfer Doc	2138000317
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Mar 30, 2020
Property Address	3724 STEMPEK LN, PINCONNING, MI 48650-9780
Document Number	0000004515
Instrument Date	Mar 23, 2020
Instrument	4515
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	CISLO TITLE, CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$533.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	606 S JEFFERSON ST SAGINAW MI 486041416, SAGINAW, MI 48604-1416

Mortgage

Document Number	4516
Date	Mar 30, 2020
Instrument	4516

Lender

Name	LAKE HURON CU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Mar 29, 2025

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BAY MI
Recording Date	Apr 30, 2019
Property Address	3724 STEMPEK LN, PINCONNING, MI 48650-9780
Document Number	0000006284
Instrument Date	Apr 25, 2019
Instrument	6284
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	ALL R/E SOLUTIONS LLC

Transaction

Amount	Amount on Record
Tax	$240.80
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 HURON ST BAY CITY MI 487065011, BAY CITY, MI 48706-5011

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BAY MI
Recording Date	Jan 29, 2019
Property Address	3724 STEMPEK LN, PINCONNING, MI 48650-9780
Document Number	0000001118
Instrument Date	Jan 25, 2019
Instrument	1118
Transaction Type	Foreclosure
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$322.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1910 W UNIVERSITY DR #215 TEMPE AZ 852815707, 215, TEMPE, AZ 85281-5707
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 3724 Stempek Ln was $2,085 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,085.00 Homeowner's exemption	$75,700	$151,400
2023		$60,200	$120,400
2022	$1,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3724 Stempek Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3724 Stempek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Stempek Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures