3700 Stempek Ln, Pinconning, MI 48650 Property Records

Bay County property record for 3700 Stempek Ln, Pinconning, MI 48650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,086 sqft
Lot Size	4.41 acres (192,100 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Apr 2011)
Tax Bill	$1,857 (2026)
Deeds & Mortgages	Jun 2022 Second Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`120-026-300-270-00`

Property Details

APN / Parcel Number

Primary APN	`120-026-300-270-00`

Interior

Full Baths	2 Baths
Building Area	1,086 sqft Living Area
1st Floor Area	1,086 sqft
Basement Area	918 sqft

Exterior

Architectural Style	Ranch
Lot Area	192,100 sqft (4.41 acres)
Garage Area	532 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Water Source	Well

Location & Zoning

Street Address	3700 STEMPEK LN
City	PINCONNING
State	MI
Zip	48650-9780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 560.13 FT E OF NW COR OF NW 1/4 OF SW 1/4 TH E 350 FT TH S 4D 46M W 550 FT TH N 83D 49M W 350 FT TH N 4D 46M E 550 FT TO
Legal Range	04E
Legal Township	17N
Legal Section	26
Jurisdiction	BAY MI
Township / Civil Division	PINCONNING
Census Block Group	2
Census Block	2023
Census Tract	286300

Owner

3700 Stempek Ln is owned and occupied by two individuals who acquired it in October 2019.

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3700 STEMPEK LN, PINCONNING, MI 48650-9780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FRANKENMUTH CU
Aug 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Oct 25, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage FRANKENMUTH CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2011 · Amount on File
Deed Sale	Apr 4, 2011 · Amount on File
Prior Sale	Jun 20, 2003 · Amount on File
Deed Book / Page	2796 / 95
Last Transfer Date	Oct 18, 2019
Transfer Doc	201914531
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	3700 STEMPEK LN, PINCONNING, MI 48650-9780
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 STEMPEK LN, PINCONNING, MI 48650-9780

Mortgage

Document Number	0000008335
Date	Jun 1, 2022
Instrument	202208335

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	3700 STEMPEK LN, PINCONNING, MI 48650-9780
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3700 STEMPEK LN, PINCONNING, MI 48650-9780

Mortgage

Document Number	202114960
Date	Aug 31, 2021
Instrument	202114960

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Oct 25, 2019
Property Address	3700 STEMPEK LN, PINCONNING, MI 48650-9780
Document Number	0000014531
Instrument Date	Oct 18, 2019
Instrument	14531
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	MICHIGAN TRUSTED TITLE AGENCY, MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3700 STEMPEK LN PINCONNING MI 486509780, PINCONNING, MI 48650-9780

Mortgage

Document Number	14532
Date	Oct 25, 2019
Instrument	14532

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 24, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 3700 Stempek Ln was $1,857 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Pinconning Township
Unified School District	Pinconning Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,857.00 Homeowner's exemption	$86,900 (-3.12%)	$173,800 (-3.12%)
2025		$89,700	$179,400
2024	$1,797.00
2023		$69,000	$138,000
2022	$1,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3700 Stempek Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3700 Stempek Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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